{"id":32970,"date":"2025-07-14T11:03:28","date_gmt":"2025-07-14T09:03:28","guid":{"rendered":"https:\/\/ub-st.kodaconsulting.dev\/ubimia\/"},"modified":"2026-06-24T17:32:15","modified_gmt":"2026-06-24T15:32:15","slug":"ubimia","status":"publish","type":"page","link":"https:\/\/ub-st.kodaconsulting.dev\/en\/","title":{"rendered":"Promoting credit"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;h1 Title + Hero Slider&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;32px||40px||false|false&#8221; custom_padding_tablet=&#8221;32px||32px||true|false&#8221; custom_padding_phone=&#8221;0px||32px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;Custom slider ES&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;none&#8221; 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asociados\"},{\"num\":\"30%\",\"text\":\"de ampliaci\\u00f3n de cobertura<br>de validaci\\u00f3n\"},{\"num\":\"+10pts\",\"text\":\"de mejora de la m\\u00e9trica de<br>satisfacci\\u00f3n de usuarios (NPS)\"}]}]},\"iberia_en\":{\"key\":\"iberia_en\",\"hero\":{\"title\":\"Welcome to <span class=\\\"accent-text\\\">ubimia planet<\\\/span>\"},\"orbit_items\":[{\"id\":\"open-banking\",\"label\":\"Open <br>Banking\",\"title\":\"Open Banking\",\"desc\":\"Integrate Open Banking into your decision-making systems and expand your risk portfolio securely, automatically and 100% digitally.\",\"slide\":2},{\"id\":\"provisiones\",\"label\":\"Capital & <br>Provisions\",\"title\":\"Capital & Provisions\",\"desc\":\"Minimise excessive provisions and adjust your capital requirements by correcting critical data and improving the classification of your credit portfolio.\",\"slide\":3},{\"id\":\"agentes\",\"label\":\"Virtual <br>Agents\",\"title\":\"Virtual Agents\",\"desc\":\"Reduce your collection costs by 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compared<br>with traditional channels\"},{\"num\":\"+50%\",\"text\":\"less dropout than in<br>the traditional process\"}]},{\"id\":3,\"title\":\"Optimise <span class=\\\"accent-text\\\">capital & provisions<\\\/span> by correcting data\",\"link_url\":\"https:\\\/\\\/www.ubimia.com\\\/en\\\/ucredit\\\/\",\"link_label\":\"Know more\",\"cards\":[{\"num\":\"+10.000M\\u20ac\",\"text\":\"unlocked in the last 5 years\"}]},{\"id\":4,\"title\":\"Reduce collection costs with <span class=\\\"accent-text\\\">Virtual Agents<\\\/span>\",\"link_url\":\"https:\\\/\\\/www.ubimia.com\\\/en\\\/ucollect\\\/\",\"link_label\":\"Know more\",\"cards\":[{\"num\":\"30%\",\"text\":\"savings in contact centre costs\"},{\"num\":\"100%\",\"text\":\"occupancy\"}]},{\"id\":5,\"title\":\"Effective recovery with <span class=\\\"accent-text\\\">Digital Profiles<\\\/span>\",\"link_url\":\"https:\\\/\\\/www.ubimia.com\\\/en\\\/ucollect\\\/\",\"link_label\":\"Know more\",\"cards\":[{\"num\":\"5\",\"text\":\"days 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population<\\\/span> safely\",\"link_url\":\"https:\\\/\\\/www.ubimia.com\\\/en\\\/ucollect\\\/\",\"link_label\":\"Know more\",\"cards\":[{\"num\":\"+60%\",\"text\":\"increase in approvals<br>among the unbanked\"}]},{\"id\":5,\"title\":\"Effective recovery with <span class=\\\"accent-text\\\">Digital Profiles<\\\/span>\",\"link_url\":\"https:\\\/\\\/www.ubimia.com\\\/en\\\/ucollect\\\/\",\"link_label\":\"Know more\",\"cards\":[{\"num\":\"5\",\"text\":\"days improvement in DSO\"},{\"num\":\"50%\",\"text\":\"monthly recurrence\"}]},{\"id\":6,\"title\":\"Quota management in <span class=\\\"accent-text\\\">Corporate Banking<\\\/span>\",\"link_url\":\"https:\\\/\\\/www.ubimia.com\\\/en\\\/ucredit\\\/\",\"link_label\":\"Know more\",\"cards\":[{\"num\":\"70%\",\"text\":\"of SME credit operations automated\"},{\"num\":\"80%\",\"text\":\"reduction in granting times\"}]},{\"id\":7,\"title\":\"Optimise your <span class=\\\"accent-text\\\">model validation<\\\/span> in SaaS\",\"link_url\":\"https:\\\/\\\/www.ubimia.com\\\/en\\\/ucredit\\\/\",\"link_label\":\"Know more\",\"cards\":[{\"num\":\"+60%\",\"text\":\"of automated validation<br>workflow\"},{\"num\":\"-30%\",\"text\":\"in time and associated costs\"},{\"num\":\"30%\",\"text\":\"increase in validation coverage\"},{\"num\":\"+10pts\",\"text\":\"improvement in user<br>satisfaction metric (NPS)\"}]}]}};\n  <\/script>\n  [\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Section Platform slider&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; 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mr-l\">Platform<\/span><\/div>\n<h2>Choose the <strong>suite<\/strong> that best suits your business<\/h2>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; disabled_on=&#8221;on|on|on&#8221; disabled=&#8221;on&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"suite-container\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item suite__item--active\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/credit-risk.webp\" width=\"445\" class=\"suite__item-image credit-risk\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ucredit<\/h3>\n<p><!-- [et_pb_line_break_holder] -->   \t <pee>Ucredit, the connection point between technology, business, and intelligent risk management<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ucredit\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->      <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-invoicing.webp\" width=\"300\" class=\"suite__item-image digital-invoicing\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Ucollect<\/h3>\n<p><!-- [et_pb_line_break_holder] -->        <pee>Ucollect, anticipate, react, and optimize billing and collections<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>      <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ucollect\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  \t<\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->      <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/loan-assets.webp\" width=\"258\" class=\"suite__item-image loan-assets\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Uassets<\/h3>\n<p><!-- [et_pb_line_break_holder] -->   \t\t\t<pee>Uassets, manage financial products and assets<!-- [et_pb_line_break_holder] --> in an integral way<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>      <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/uassets\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  \t<\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->      <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/legaltech.webp\" width=\"384\" class=\"suite__item-image legaltech\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Ulegal<\/h3>\n<p><!-- [et_pb_line_break_holder] -->    \t\t<pee>Ulegal, protect, control, and recover intelligently<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>      <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ulegal\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  \t<\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->       <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-backoffice.webp\" width=\"227\" class=\"suite__item-image digital-backoffice\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Udigital<\/h3>\n<p><!-- [et_pb_line_break_holder] -->        <pee>Udigital, automate and optimize back office processes<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>     <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/udigital\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221;][et_pb_column _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; type=&#8221;4_4&#8243;][et_pb_code _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;]<\/p>\n<div class=\"suite-container\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item suite__item--active\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/credit-risk.webp\" width=\"445\" class=\"suite__item-image credit-risk\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ucredit<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Ucredit, the connection point between technology, business and intelligent risk management.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ucredit\/\" class=\"suite__item-button\" aria-label=\"More information about Ucredit\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-invoicing.webp\" width=\"300\" class=\"suite__item-image digital-invoicing\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ucollect<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Ucollect, anticipate, react and optimise invoicing and collections.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ucollect\/\" class=\"suite__item-button\" aria-label=\"More information about Ucollect\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->  <!-- UASSETS \u2014 temporarily disabled<!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/loan-assets.webp\" width=\"258\" class=\"suite__item-image loan-assets\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Uassets<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Uassets, manage financial products and assets in a comprehensive manner.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/uassets\/\" class=\"suite__item-button\" aria-label=\"More information about Uassets\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->  &#8211;><!-- [et_pb_line_break_holder] -->  <!-- ULEGAL \u2014 temporarily disabled<!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/legaltech.webp\" width=\"384\" class=\"suite__item-image legaltech\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ulegal<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Ulegal, protect, control and recover intelligently.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ulegal\/\" class=\"suite__item-button\" aria-label=\"More information about Ulegal\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->  &#8211;><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-backoffice.webp\" width=\"227\" class=\"suite__item-image digital-backoffice\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Udigital<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Udigital, automate and optimise back-office processes.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/udigital\/\" class=\"suite__item-button\" aria-label=\"More information about Udigital\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Section &#8211; Latest news&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"flex-rows-fs-center icon-label\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/green-circle-arrow.svg\" width=\"36\" height=\"36\" alt=\"green-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium\"><span class=\"label label-green\">News<\/span><\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;2_5,3_5&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;4&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; module_class=&#8221;flex-columns-center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/ubimima-u-cristal.webp&#8221; alt=&#8221;ubimia news&#8221; align_tablet=&#8221;&#8221; align_phone=&#8221;center&#8221; align_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;80%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||48px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; module_class=&#8221;flex-columns-fs columna-boton&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_line_height=&#8221;1.08em&#8221; header_3_font=&#8221;||||||||&#8221; header_3_text_color=&#8221;#152A35&#8243; header_3_font_size=&#8221;40px&#8221; header_3_line_height=&#8221;1.08em&#8221; custom_margin=&#8221;||16px||false|false&#8221; header_3_font_size_tablet=&#8221;40px&#8221; header_3_font_size_phone=&#8221;24px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 class=\"mb-m\"><strong>ubimia<\/strong>\u00ae presents<strong> its 2025 Activity Report: <\/strong>a year of transformation, international expansion and the institutionalisation of artificial intelligence <\/h3>\n<p>The company publishes its annual report, which covers a year marked by the birth of the new global brand, the integration of new companies in Europe and the year-end close with growth of 26%[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wb3N0Iiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjM3ODM3In19@&#8221; button_text=&#8221;Read +&#8221; button_alignment=&#8221;right&#8221; button_alignment_tablet=&#8221;right&#8221; button_alignment_phone=&#8221;left&#8221; button_alignment_last_edited=&#8221;on|phone&#8221; module_class=&#8221;alignitem-fe&#8221; _builder_version=&#8221;4.27.6&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#152A35&#8243; button_bg_color=&#8221;#00F7BC&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;50px&#8221; button_use_icon=&#8221;off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#152A35&#8243; button_bg_enable_color__hover=&#8221;on&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#00F7BC&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;News + Blog section&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;off|phone&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;||||||||&#8221; header_2_text_color=&#8221;#152A35&#8243; header_2_font_size=&#8221;40px&#8221; header_3_font=&#8221;|600|||||||&#8221; header_3_text_color=&#8221;#152A35&#8243; header_3_font_size=&#8221;40px&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"flex-rows-fs-center-desktop\">\n<div class=\"icon-label\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/light-circle-arrow-down.svg\" width=\"36\" height=\"36\" alt=\"light-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\" \/><span class=\"label label-light mr-l\">Community<\/span><\/div>\n<h2>Explore the <strong>ubimia\u00ae Planet<\/strong><\/h2>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,3_4&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;News and blog cards&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||32px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"tarjetas-noticias-blog\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"tarjeta-noticias mb-l\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h4>News<\/h4>\n<p><!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/news\/\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/enlace-noticias.svg\" width=\"40\"><\/a><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"tarjeta-blog\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h4>Blog<\/h4>\n<p><!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/ub-st.kodaconsulting.dev\/blog\/\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/enlace-blog.svg\" width=\"40\"><\/a><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<p>Our trajectory and experience translate into <strong>figures that demonstrate a company in continuous growth and expansion.<\/strong><\/p>\n<p>&#8221; content_phone=&#8221;<\/p>\n<p>Our trajectory and experience translate into <strong>figures that demonstrate a company in continuous growth and expansion.<\/strong><\/p>\n<p>&#8221; content_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1.08em&#8221; custom_margin=&#8221;||28px||false|false&#8221; text_font_size_tablet=&#8221;32px&#8221; text_font_size_phone=&#8221;22px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Our trajectory and experience translate into <strong>figures that demonstrate a company in continuous growth and expansion.<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/ub-st.kodaconsulting.dev\/en\/about-us\/&#8221; button_text=&#8221;About us&#8221; disabled_on=&#8221;on|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_bg_color=&#8221;#152A35&#8243; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;50px&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;||48px||false|false&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#00F7BC&#8221; button_bg_enable_color__hover=&#8221;on&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#152A35&#8243;][\/et_pb_button][et_pb_code admin_label=&#8221;Ubimia Planet card row&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||24px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"tarjetas\"><!-- [et_pb_line_break_holder] -->\t<\/p>\n<div class=\"tarjeta tarjeta-light\"><!-- [et_pb_line_break_holder] -->\t\t<\/p>\n<div class=\"tarjeta-content\"><!-- [et_pb_line_break_holder] -->\t\t\t<\/p>\n<h4>+6K<\/h4>\n<p><!-- [et_pb_line_break_holder] -->\t\t\t<span>clients<\/span><!-- [et_pb_line_break_holder] -->\t\t<\/div>\n<p><!-- [et_pb_line_break_holder] -->\t<\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"tarjeta tarjeta-dark\"><!-- [et_pb_line_break_holder] -->\t\t<\/p>\n<div class=\"tarjeta-content\"><!-- [et_pb_line_break_holder] -->\t\t\t<\/p>\n<h4>+20<\/h4>\n<p><!-- [et_pb_line_break_holder] -->      <span>years in<\/br> the market<\/span><!-- [et_pb_line_break_holder] -->\t\t<\/div>\n<p><!-- [et_pb_line_break_holder] -->\t<\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"tarjeta tarjeta-light\"><!-- [et_pb_line_break_holder] -->\t\t<\/p>\n<div class=\"tarjeta-content\"><!-- [et_pb_line_break_holder] -->\t\t\t<\/p>\n<h4>566<\/h4>\n<p><!-- [et_pb_line_break_holder] -->\t\t\t<span>employees<\/span><!-- [et_pb_line_break_holder] -->\t\t<\/div>\n<p><!-- [et_pb_line_break_holder] -->\t<\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"tarjeta tarjeta-dark\"><!-- [et_pb_line_break_holder] -->\t\t<\/p>\n<div class=\"tarjeta-content\"><!-- [et_pb_line_break_holder] -->\t\t\t<\/p>\n<h4>26<\/h4>\n<p><!-- [et_pb_line_break_holder] -->      <span>countries<\/span><!-- [et_pb_line_break_holder] -->\t\t<\/div>\n<p><!-- [et_pb_line_break_holder] -->\t<\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][et_pb_text disabled_on=&#8221;off|on|on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"icon-label\"><span class=\"label label-blue\">About us<\/span><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/blue-circle-arrow.svg\" width=\"36\" height=\"36\" alt=\"light-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>  <div id=\"ubimia-orbit-v2\"\n       class=\"ubm-orbit ubm-orbit--v2\"\n       data-current-variant=\"america_en\"\n       data-debug=\"0\">\n\n    <div class=\"ubm-debug\" hidden><\/div>\n\n    <div class=\"ubm-arc-bg\" aria-hidden=\"true\">\n      <img decoding=\"async\" src=\"https:\/\/www.ubimia.com\/wp-content\/uploads\/2025\/10\/arc-big.svg\" alt=\"\" \/>\n    <\/div>\n\n    <div class=\"ubm-container\">\n\n      <section class=\"ubm-slide ubm-slide--orbit is-active\" id=\"slide-orbit\" data-slide-id=\"orbit\" aria-label=\"\u00c1reas de Ubimia\">\n        <div class=\"ubm-orbit-stage\">\n\n          <h1 class=\"ubm-hero-title js-ubm-hero-title\"><\/h1>\n\n          <img decoding=\"async\" class=\"ubm-ellipse ubm-ellipse--desktop\"\n               src=\"https:\/\/www.ubimia.com\/wp-content\/uploads\/2025\/10\/elipse-destokp.svg\"\n               alt=\"\" aria-hidden=\"true\" \/>\n\n          <img decoding=\"async\" class=\"ubm-ellipse ubm-ellipse--mobile\"\n               src=\"https:\/\/www.ubimia.com\/wp-content\/uploads\/2025\/10\/elipse-movil.png\"\n               alt=\"\" aria-hidden=\"true\" \/>\n\n          <div class=\"ubm-chips\" aria-hidden=\"true\">\n            <img decoding=\"async\" src=\"https:\/\/www.ubimia.com\/wp-content\/uploads\/2025\/10\/chips.webp\" alt=\"\" \/>\n          <\/div>\n\n          <div class=\"ubm-orbit-dots\" aria-hidden=\"true\">\n            <span class=\"ubm-dot\"><\/span>\n            <span class=\"ubm-dot\"><\/span>\n            <span class=\"ubm-dot\"><\/span>\n            <span class=\"ubm-dot\"><\/span>\n            <span class=\"ubm-dot\"><\/span>\n            <span class=\"ubm-dot\"><\/span>\n          <\/div>\n\n          <div class=\"ubm-orbit-items js-ubm-orbit-items\" role=\"listbox\" aria-label=\"Selecciona un \u00e1rea\"><\/div>\n        <\/div>\n\n        <aside class=\"ubm-info\" aria-live=\"polite\">\n          <h3 class=\"ubm-info__title js-ubm-info-title\"><\/h3>\n          <p class=\"ubm-info__desc js-ubm-info-desc\"><\/p>\n\n          <button class=\"ubm-info__cta js-ubm-info-cta\" type=\"button\" aria-label=\"Abrir detalle\">\n            <svg id=\"mas\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" aria-hidden=\"true\">\n              <path fill=\"currentColor\" d=\"M14,1.1c.5.5.8,1.3.8,2v6.2h6.2c.7,0,1.4.3,1.9.8s.8,1.2.8,1.9-.3,1.4-.8,1.9-1.2.8-1.9.8h-6.3v6.3c0,.7-.3,1.4-.8,1.9s-1.2.8-1.9.8-1.4-.3-1.9-.8-.8-1.2-.8-1.9v-6.3H3c-.7,0-1.4-.3-1.9-.8s-.8-1.2-.8-1.9.3-1.4.8-1.9,1.2-.8,1.9-.8h6.3V3c0-.7.3-1.4.8-1.9s1.2-.8,1.9-.8,1.5.3,2,.8Z\"\/>\n            <\/svg>\n          <\/button>\n        <\/aside>\n      <\/section>\n\n      <div class=\"js-ubm-static-slides\"><\/div>\n\n      <nav class=\"ubm-nav\" aria-label=\"Navegaci\u00f3n de slides\">\n        <button class=\"ubm-prev\" type=\"button\" aria-label=\"Anterior\">\u2039<\/button>\n        <button class=\"ubm-next\" type=\"button\" aria-label=\"Siguiente\">\u203a<\/button>\n      <\/nav>\n    <\/div>\n  <\/div>\n\n  <script>\n    window.UBM2_SLIDER_VARIANTS = {\"eu_en\":{\"key\":\"eu_en\",\"hero\":{\"title\":\"Welcome to <span class=\\\"accent-text\\\">ubimia 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