{"id":32999,"date":"2025-09-23T18:17:44","date_gmt":"2025-09-23T16:17:44","guid":{"rendered":"https:\/\/ub-st.kodaconsulting.dev\/ucollect\/"},"modified":"2026-09-15T17:11:32","modified_gmt":"2026-09-15T15:11:32","slug":"ucollect","status":"publish","type":"page","link":"https:\/\/ub-st.kodaconsulting.dev\/en\/ucollect\/","title":{"rendered":"Ucollect"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#152A35&#8243; background_image=&#8221;https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/09\/ucollect-hero.webp&#8221; background_size=&#8221;custom&#8221; background_position=&#8221;center_right&#8221; background_horizontal_offset=&#8221;10%&#8221; height=&#8221;600px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; background_last_edited=&#8221;on|phone&#8221; background_size_phone=&#8221;custom&#8221; background_image_width_phone=&#8221;80%&#8221; background_position_phone=&#8221;center&#8221; custom_css_free_form=&#8221;selector {||  display:flex;||\tflex-flow:column nowrap;||  justify-content:flex-end;||}||@media only screen and (max-width: 767px) {||  selector {|| \t justify-content:flex-start;||\t}||}&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;80px&#8221; header_letter_spacing=&#8221;-2px&#8221; header_line_height=&#8221;1.05em&#8221; width=&#8221;60%&#8221; width_tablet=&#8221;60%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;80px&#8221; header_font_size_phone=&#8221;32px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_letter_spacing_tablet=&#8221;-2px&#8221; header_letter_spacing_phone=&#8221;0px&#8221; header_letter_spacing_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><span class=\"accent-text\">Anticipate, React, and Optimize<\/span> Billing and Collections<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||68px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span class=\"breadcrumb-home\">Platform <i class=\"fa-solid fa-chevron-right\"><\/i><\/span> <strong>Ucollect<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;Label .label .label-light + Slider H2 title {h2 padding-bottom:0}&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;||||||||&#8221; header_2_font_size=&#8221;40px&#8221; custom_margin=&#8221;||32px||false|false&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"flex-rows-fs-fs\">\n<div class=\"icon-label plataforma\" style=\"width: 180px;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/light-circle-arrow-down.svg\" width=\"36\" height=\"36\" alt=\"light-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-light plataforma-texto mr-l\">Ucollect<\/span><\/div>\n<h2><strong>Anticipate, react, and optimize<\/strong> billing and<br \/>collections<\/h2>\n<\/div>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|on|on&#8221; admin_label=&#8221;Label .label .label-light + Slider H2 title {h2 padding-bottom:0}&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;||||||||&#8221; header_2_font_size=&#8221;40px&#8221; custom_margin=&#8221;||32px||false|false&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"icon-label plataforma\" style=\"width: 180px;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/light-circle-arrow-down.svg\" width=\"36\" height=\"36\" alt=\"light-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-light plataforma-texto mr-l\">Ucollect<\/span><\/div>\n<h2><strong>Anticipate, React, and Optimize<\/strong> Billing and Collections<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_margin=&#8221;|||180px|false|false&#8221; custom_margin_tablet=&#8221;|||180px|false|false&#8221; custom_margin_phone=&#8221;|||0px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;20px&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>A suite that <strong>digitizes and automates electronic billing, overdue payment management, and early collection processes<\/strong>, combining multi-channel communication and strategies driven by artificial intelligence.<\/p>\n<p><span class=\"plataforma-texto\">Ucollect<\/span> enables <strong>proactive and personalized interaction<\/strong> based on customer behavior, <strong>helping to prevent delinquency and maximize early recovery.<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;on|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||24px||false|false&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"flex-rows-fs-center icon-label\">\n<div class=\"icon-label plataforma\" style=\"width: 180px;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/green-circle-arrow.svg\" width=\"36\" height=\"36\" alt=\"green-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-green\">Modules<\/span><\/div>\n<h2>Boost your business with <strong>our solutions<\/strong><\/h2>\n<\/div>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|on|on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||24px||false|false&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"icon-label plataforma\" style=\"width: 180px;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/green-circle-arrow.svg\" width=\"36\" height=\"36\" alt=\"green-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-green\">Modules<\/span><\/div>\n<h2>Boost your business with <strong>our solutions<\/strong><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<!-- ============================================================<!-- [et_pb_line_break_holder] -->     MODULE BENTO \u00b7 ubimia\u00ae \u00b7 UCOLLECT (5 modules)<!-- [et_pb_line_break_holder] -->     CENTRED PILL surrounded by modules (3&#215;3 mosaic).<!-- [et_pb_line_break_holder] -->     Wide tiles at the top and bottom (double-width) framing the pill,<!-- [et_pb_line_break_holder] -->     following the Ucredit style. To paste into a &#8220;Code&#8221; module in Divi 4.<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->     HOW TO EDIT (search for >>>):<!-- [et_pb_line_break_holder] -->       \u00b7 Reposition the mosaic -> edit the 3 lines of grid-template-areas<!-- [et_pb_line_break_holder] -->       \u00b7 Link -> href=&#8221;&#8230;&#8221;   (all point to the same form)<!-- [et_pb_line_break_holder] -->       \u00b7 Text -> .ubm-name \/ .ubm-desc<!-- [et_pb_line_break_holder] -->       \u00b7 Icon -> contents of .ubm-ic<!-- [et_pb_line_break_holder] -->       \u00b7 Pill -> src of .ubm-chip<!-- [et_pb_line_break_holder] -->       \u00b7 Wide tile -> add the class ubm-wide (icon + text horizontally)<!-- [et_pb_line_break_holder] -->     ============================================================ &#8211;><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<style><!-- [et_pb_line_break_holder] -->@import url('https:\/\/fonts.googleapis.com\/css2?family=Space+Grotesk:wght@400;500;700&display=swap');<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->#ubm-modulos{<!-- [et_pb_line_break_holder] -->  --navy:#152A35; --quantum:#152A35; --mint:#00F7BC;<!-- [et_pb_line_break_holder] -->  --mint-soft:#E2FEF7; --mint-deep:#048A6B; --muted:#5A6B72; --card:#FFFFFF;<!-- [et_pb_line_break_holder] -->  font-family:'Space Grotesk',system-ui,-apple-system,sans-serif;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] -->#ubm-modulos *{box-sizing:border-box;}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ubm-wrap{position:relative;overflow:hidden;border-radius:26px;padding:40px 36px 50px;color:var(--navy);<!-- [et_pb_line_break_holder] -->  background:radial-gradient(120% 90% at 88% -8%, rgba(0,247,188,.12), transparent 55%), #ffffff;}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ubm-bento{<!-- [et_pb_line_break_holder] -->  display:grid;<!-- [et_pb_line_break_holder] -->  grid-template-columns:1fr 1.15fr 1fr;<!-- [et_pb_line_break_holder] -->  grid-template-rows:230px 230px 160px;<!-- [et_pb_line_break_holder] -->  gap:18px;<!-- [et_pb_line_break_holder] -->  \/* >>> LAYOUT. Each word is a tile. \"chip\" = central pill.<!-- [et_pb_line_break_holder] -->     m1 = wide (2 cols, top) \u00b7 m5 = bottom band (3 cols) *\/<!-- [et_pb_line_break_holder] -->  grid-template-areas:<!-- [et_pb_line_break_holder] -->    \"m1   m1   m2\"<!-- [et_pb_line_break_holder] -->    \"m3  chip  m4\"<!-- [et_pb_line_break_holder] -->    \"m5   m5   m5\";<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ubm-hero{grid-area:chip;position:relative;padding:6px;<!-- [et_pb_line_break_holder] -->  display:flex;align-items:center;justify-content:center;<!-- [et_pb_line_break_holder] -->  background:radial-gradient(circle at 50% 50%, rgba(0,247,188,.18), rgba(0,247,188,0) 68%);}<!-- [et_pb_line_break_holder] -->.ubm-chip{position:relative;z-index:2;max-width:140%;max-height:140%;width:auto;height:auto;<!-- [et_pb_line_break_holder] -->  filter:drop-shadow(0 18px 32px rgba(0,247,188,.28));}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ubm-tile{border-radius:20px;padding:22px;background:var(--card);border:none;<!-- [et_pb_line_break_holder] -->  box-shadow:0 12px 30px -14px rgba(21,42,53,.22), 0 2px 6px rgba(21,42,53,.05);<!-- [et_pb_line_break_holder] -->  display:flex;flex-direction:column;text-decoration:none;color:var(--navy);<!-- [et_pb_line_break_holder] -->  transition:transform .18s ease, box-shadow .18s ease;}<!-- [et_pb_line_break_holder] -->.ubm-tile:hover{transform:translateY(-5px);box-shadow:0 24px 46px -16px rgba(21,42,53,.30), 0 4px 12px rgba(21,42,53,.08);}<!-- [et_pb_line_break_holder] -->.ubm-ic{width:50px;height:50px;border-radius:14px;display:grid;place-items:center;margin-bottom:auto;<!-- [et_pb_line_break_holder] -->  background:linear-gradient(140deg,#22404E 0%,#152A35 100%);<!-- [et_pb_line_break_holder] -->  border:1px solid rgba(0,247,188,.22);<!-- [et_pb_line_break_holder] -->  box-shadow:0 12px 22px -8px rgba(21,42,53,.45);}<!-- [et_pb_line_break_holder] -->.ubm-ic svg{width:24px;height:24px;stroke:#00F7BC;fill:none;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round;}<!-- [et_pb_line_break_holder] -->.ubm-name{font-weight:700;font-size:17px;margin:14px 0 4px;}<!-- [et_pb_line_break_holder] -->.ubm-desc{color:var(--muted);font-size:12.5px;line-height:1.45;}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/* Wide tiles: icon + text horizontally, vertically centred *\/<!-- [et_pb_line_break_holder] -->.ubm-wide{flex-direction:row;align-items:center;gap:18px;}<!-- [et_pb_line_break_holder] -->.ubm-wide .ubm-ic{margin-bottom:0;flex:none;}<!-- [et_pb_line_break_holder] -->.ubm-wide .ubm-txt{display:flex;flex-direction:column;}<!-- [et_pb_line_break_holder] -->.ubm-wide .ubm-name{margin-top:0;}<!-- [et_pb_line_break_holder] -->.ubm-wide .ubm-desc{max-width:46ch;}<!-- [et_pb_line_break_holder] -->\/* Bottom band: icon + text group centred within the tile *\/<!-- [et_pb_line_break_holder] -->.m5{justify-content:center;}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.m1{grid-area:m1;} .m2{grid-area:m2;} .m3{grid-area:m3;} .m4{grid-area:m4;} .m5{grid-area:m5;}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->@media(max-width:980px){<!-- [et_pb_line_break_holder] -->  .ubm-bento{grid-template-columns:repeat(2,1fr);grid-template-areas:none;grid-template-rows:none;grid-auto-rows:auto;}<!-- [et_pb_line_break_holder] -->  .ubm-bento > *{grid-area:auto !important;}<!-- [et_pb_line_break_holder] -->  .ubm-hero{grid-column:1 \/ -1; min-height:210px;}<!-- [et_pb_line_break_holder] -->  .m5{justify-content:flex-start;}<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] -->@media(max-width:560px){<!-- [et_pb_line_break_holder] -->  .ubm-wrap{padding:28px 20px 34px;}<!-- [et_pb_line_break_holder] -->  .ubm-bento{grid-template-columns:1fr; grid-template-rows:none; grid-auto-rows:auto; gap:14px;}<!-- [et_pb_line_break_holder] -->  .ubm-hero{grid-column:1 \/ -1; min-height:190px;}<!-- [et_pb_line_break_holder] -->  .ubm-wide{flex-direction:column;align-items:flex-start;}<!-- [et_pb_line_break_holder] -->  .ubm-wide .ubm-name{margin-top:14px;}<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><\/style>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div id=\"ubm-modulos\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"ubm-wrap\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"ubm-bento\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <!-- >>> PILL --><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"ubm-hero\"><img decoding=\"async\" class=\"ubm-chip\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/10\/ucollect-pastilla.webp\" alt=\"Ucollect\"><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <!-- m1 \u00b7 WIDE (top) --><!-- [et_pb_line_break_holder] -->      <a class=\"ubm-tile ubm-wide m1\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\"><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-ic\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#00F7BC\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"8\"\/><circle cx=\"12\" cy=\"12\" r=\"3.5\"\/><path d=\"M12 1.5V4\"\/><path d=\"M12 20v2.5\"\/><path d=\"M1.5 12H4\"\/><path d=\"M20 12h2.5\"\/><\/svg><\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-txt\"><!-- [et_pb_line_break_holder] -->          <span class=\"ubm-name\">Strategist<\/span><!-- [et_pb_line_break_holder] -->          <span class=\"ubm-desc\">Strategy engine for designing, executing and optimising recovery processes based on expected profitability<\/span><!-- [et_pb_line_break_holder] -->        <\/span><!-- [et_pb_line_break_holder] -->      <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <a class=\"ubm-tile m2\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\"><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-ic\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#00F7BC\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"3\" y=\"6\" width=\"14\" height=\"9\" rx=\"1.5\"\/><circle cx=\"10\" cy=\"10.5\" r=\"2\"\/><path d=\"M6 6v9\"\/><path d=\"M14 6v9\"\/><path d=\"M20 9v9\"\/><path d=\"M16.5 14.5L20 18l3.5-3.5\"\/><\/svg><\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-name\">Collector<\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-desc\">Digital collections platform that enables customers to settle their debt autonomously<\/span><!-- [et_pb_line_break_holder] -->      <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <a class=\"ubm-tile m3\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\"><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-ic\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#00F7BC\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M15.5 8.5l-2 5-5 2 2-5z\"\/><\/svg><\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-name\">Pathfinder<\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-desc\">AI engine that anticipates payment behaviour to maximise recovery<\/span><!-- [et_pb_line_break_holder] -->      <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <a class=\"ubm-tile m4\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\"><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-ic\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#00F7BC\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 3v18\"\/><path d=\"M7 21h10\"\/><path d=\"M5 7h14\"\/><path d=\"M5 7l-2.5 5a2.5 2.5 0 0 0 5 0z\"\/><path d=\"M19 7l-2.5 5a2.5 2.5 0 0 0 5 0z\"\/><circle cx=\"12\" cy=\"4.2\" r=\"1.1\"\/><\/svg><\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-name\">Litigator<\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-desc\">Platform for managing judicial and extrajudicial recovery: claims, costs, tracking and external law firms, all fully traceable<\/span><!-- [et_pb_line_break_holder] -->      <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <!-- m5 \u00b7 BOTTOM BAND (full width) --><!-- [et_pb_line_break_holder] -->      <a class=\"ubm-tile ubm-wide m5\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\"><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-ic\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#00F7BC\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9.5 18h5\"\/><path d=\"M10 21h4\"\/><path d=\"M12 3a6 6 0 0 0-3.8 10.6c.6.5 1 1.1 1 1.9h5.6c0-.8.4-1.4 1-1.9A6 6 0 0 0 12 3z\"\/><\/svg><\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-txt\"><!-- [et_pb_line_break_holder] -->          <span class=\"ubm-name\">Advisor<\/span><!-- [et_pb_line_break_holder] -->          <span class=\"ubm-desc\">Collections strategy consulting: we design, train and support improvements in results from day one<\/span><!-- [et_pb_line_break_holder] -->        <\/span><!-- [et_pb_line_break_holder] -->      <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Label .label .label-light + Slider H2 title {h2 padding-bottom:0}&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;||||||||&#8221; header_2_font_size=&#8221;40px&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"flex-rows-fs-center-desktop\">\n<div class=\"icon-label\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/light-circle-arrow-down.svg\" width=\"36\" height=\"36\" alt=\"light-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-light mr-l\">Platform<\/span><\/div>\n<h2>Choose the <strong>suite<\/strong> that best suits your business<\/h2>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"suite-container\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item suite__item--active\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/credit-risk.webp\" width=\"445\" class=\"suite__item-image credit-risk\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ucredit<\/h3>\n<p><!-- [et_pb_line_break_holder] -->   \t <pee>Ucredit, the connection point between technology, business, and intelligent risk management<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ucredit\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->      <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-invoicing.webp\" width=\"300\" class=\"suite__item-image digital-invoicing\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Ucollect<\/h3>\n<p><!-- [et_pb_line_break_holder] -->        <pee>Ucollect, anticipate, react, and optimize billing and collections<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>      <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ucollect\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  \t<\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->      <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/loan-assets.webp\" width=\"258\" class=\"suite__item-image loan-assets\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Uassets<\/h3>\n<p><!-- [et_pb_line_break_holder] -->   \t\t\t<pee>Uassets, manage financial products and assets<!-- [et_pb_line_break_holder] --> in an integral way<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>      <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/uassets\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  \t<\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->      <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/legaltech.webp\" width=\"384\" class=\"suite__item-image legaltech\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Ulegal<\/h3>\n<p><!-- [et_pb_line_break_holder] -->    \t\t<pee>Ulegal, protect, control, and recover intelligently<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>      <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ulegal\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  \t<\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->       <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-backoffice.webp\" width=\"227\" class=\"suite__item-image digital-backoffice\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Udigital<\/h3>\n<p><!-- [et_pb_line_break_holder] -->        <pee>Udigital, automate and optimize back office processes<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>     <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/udigital\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"suite-container\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item suite__item--active\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/credit-risk.webp\" width=\"445\" class=\"suite__item-image credit-risk\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ucredit<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Ucredit, the connection point between technology, business and intelligent risk management.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ucredit\/\" class=\"suite__item-button\" aria-label=\"More information about Ucredit\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-invoicing.webp\" width=\"300\" class=\"suite__item-image digital-invoicing\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ucollect<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Ucollect, anticipate, react and optimise invoicing and collections.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ucollect\/\" class=\"suite__item-button\" aria-label=\"More information about Ucollect\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->  <!-- UASSETS \u2014 temporarily disabled<!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/loan-assets.webp\" width=\"258\" class=\"suite__item-image loan-assets\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Uassets<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Uassets, manage financial products and assets in a comprehensive manner.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/uassets\/\" class=\"suite__item-button\" aria-label=\"More information about Uassets\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->  &#8211;><!-- [et_pb_line_break_holder] -->  <!-- ULEGAL \u2014 temporarily disabled<!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/legaltech.webp\" width=\"384\" class=\"suite__item-image legaltech\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ulegal<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Ulegal, protect, control and recover intelligently.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ulegal\/\" class=\"suite__item-button\" aria-label=\"More information about Ulegal\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->  &#8211;><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-backoffice.webp\" width=\"227\" class=\"suite__item-image digital-backoffice\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Udigital<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Udigital, automate and optimise back-office processes.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/udigital\/\" class=\"suite__item-button\" aria-label=\"More information about Udigital\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;News + Blog section&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;off|phone&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;||||||||&#8221; header_2_text_color=&#8221;#152A35&#8243; header_2_font_size=&#8221;40px&#8221; header_3_font=&#8221;|600|||||||&#8221; header_3_text_color=&#8221;#152A35&#8243; header_3_font_size=&#8221;40px&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"flex-rows-fs-center-desktop\">\n<div class=\"icon-label\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/green-circle-arrow.svg\" width=\"36\" height=\"36\" alt=\"green-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-green mr-l\">Community<\/span><\/div>\n<h2>Explore the <strong>ubimia Planet<\/strong><\/h2>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,3_4&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;News and blog cards&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||32px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"tarjetas-noticias-blog\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"tarjeta-noticias mb-l\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h4>News<\/h4>\n<p><!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/news\/\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/enlace-noticias.svg\" width=\"40\"><\/a><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"tarjeta-blog\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h4>Blog<\/h4>\n<p><!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/ub-st.kodaconsulting.dev\/blog\/\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/enlace-blog.svg\" width=\"40\"><\/a><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<p>Our trajectory and experience translate into <strong>figures that demonstrate a company in continuous growth and expansion.<\/strong><\/p>\n<p>&#8221; content_phone=&#8221;<\/p>\n<p>Our trajectory and experience translate into <strong>figures that demonstrate a company in continuous growth and expansion.<\/strong><\/p>\n<p>&#8221; content_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1.08em&#8221; custom_margin=&#8221;||28px||false|false&#8221; text_font_size_tablet=&#8221;32px&#8221; text_font_size_phone=&#8221;22px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; 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market<\/span><!-- [et_pb_line_break_holder] -->\t\t<\/div>\n<p><!-- [et_pb_line_break_holder] -->\t<\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"tarjeta tarjeta-light\"><!-- [et_pb_line_break_holder] -->\t\t<\/p>\n<div class=\"tarjeta-content\"><!-- [et_pb_line_break_holder] -->\t\t\t<\/p>\n<h4>560<\/h4>\n<p><!-- [et_pb_line_break_holder] -->\t\t\t<span>employees<\/span><!-- [et_pb_line_break_holder] -->\t\t<\/div>\n<p><!-- [et_pb_line_break_holder] -->\t<\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"tarjeta tarjeta-dark\"><!-- [et_pb_line_break_holder] -->\t\t<\/p>\n<div class=\"tarjeta-content\"><!-- [et_pb_line_break_holder] -->\t\t\t<\/p>\n<h4>27<\/h4>\n<p><!-- [et_pb_line_break_holder] -->      <span>countries<\/span><!-- [et_pb_line_break_holder] -->\t\t<\/div>\n<p><!-- [et_pb_line_break_holder] -->\t<\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][et_pb_text disabled_on=&#8221;off|on|on&#8221; 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