{"id":33008,"date":"2025-09-23T17:32:32","date_gmt":"2025-09-23T15:32:32","guid":{"rendered":"https:\/\/ub-st.kodaconsulting.dev\/ucredit\/"},"modified":"2026-09-15T17:02:58","modified_gmt":"2026-09-15T15:02:58","slug":"ucredit","status":"publish","type":"page","link":"https:\/\/ub-st.kodaconsulting.dev\/en\/ucredit\/","title":{"rendered":"Ucredit"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#152A35&#8243; background_image=&#8221;https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/09\/hero-ucredit.webp&#8221; background_size=&#8221;custom&#8221; background_position=&#8221;center_right&#8221; background_horizontal_offset=&#8221;10%&#8221; height=&#8221;600px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; background_last_edited=&#8221;on|phone&#8221; background_size_phone=&#8221;custom&#8221; background_image_width_phone=&#8221;80%&#8221; background_position_phone=&#8221;center&#8221; background_horizontal_offset_phone=&#8221;0%&#8221; custom_css_free_form=&#8221;selector {||  display:flex;||\tflex-flow:column nowrap;||  justify-content:flex-end;||}||@media only screen and (max-width: 767px) {||  selector {|| \t justify-content:flex-start;||\t}||}&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;90%&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;80px&#8221; header_letter_spacing=&#8221;-2px&#8221; header_line_height=&#8221;1.05em&#8221; width=&#8221;60%&#8221; width_tablet=&#8221;60%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; header_text_align_tablet=&#8221;&#8221; header_text_align_phone=&#8221;center&#8221; header_text_align_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;80px&#8221; header_font_size_phone=&#8221;32px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_letter_spacing_tablet=&#8221;-2px&#8221; header_letter_spacing_phone=&#8221;0px&#8221; header_letter_spacing_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><span class=\"accent-text\">Connection<\/span> between Technology, Business, and Risk Management<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||68px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; global_colors_info=&#8221;{}&#8221;]<span class=\"breadcrumb-home\">Platform <i class=\"fa-solid fa-chevron-right\"><\/i><\/span> <strong>Ucredit<\/strong>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;Label .label .label-light + Slider H2 title {h2 padding-bottom:0} DESKTOP Y TABLET&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;||||||||&#8221; header_2_font_size=&#8221;40px&#8221; custom_margin=&#8221;||32px||false|false&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"flex-rows-fs-fs\">\n<div class=\"icon-label plataforma\" style=\"width: 180px;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/light-circle-arrow-down.svg\" width=\"36\" height=\"36\" alt=\"light-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-light plataforma-texto mr-l\">Ucredit<\/span><\/div>\n<h2>The connection point between <strong>technology, business,<\/strong> and <strong>intelligent risk management.<\/strong><\/h2>\n<\/div>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|on|on&#8221; admin_label=&#8221;Label .label .label-light + Slider H2 title {h2 padding-bottom:0} SOLO MOVIL&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;||||||||&#8221; header_2_font_size=&#8221;40px&#8221; custom_margin=&#8221;||32px||false|false&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"icon-label plataforma\" style=\"width: 180px;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/light-circle-arrow-down.svg\" width=\"36\" height=\"36\" alt=\"light-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-light plataforma-texto mr-l\">Ucredit<\/span><\/div>\n<h2>The Connection Point between <strong>Technology, Business,<\/strong> and <strong>Intelligent<\/strong> Risk Management.<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; custom_margin=&#8221;|||180px|false|false&#8221; custom_margin_tablet=&#8221;|||180px|false|false&#8221; custom_margin_phone=&#8221;|||0px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;20px&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\nAn <strong>integrated suite<\/strong> that brings together <strong>software, data and artificial intelligence<\/strong> to manage the <strong>entire credit lifecycle from end to end<\/strong>. From digital customer onboarding and <strong>risk-based decision automation<\/strong> to asset management and continuous portfolio monitoring.\n<\/p>\n<p>\nUcredit enables organisations to <strong>make faster, more accurate and more consistent decisions<\/strong>, balancing <strong>growth, profitability and risk control<\/strong> on a <strong>single platform<\/strong>.\n<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;on|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||24px||false|false&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"flex-rows-fs-center icon-label\">\n<div class=\"icon-label plataforma\" style=\"width: 180px;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/green-circle-arrow.svg\" width=\"36\" height=\"36\" alt=\"green-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-green\">Modules<\/span><\/div>\n<h2>Boost your business with <strong>our solutions<\/strong><\/h2>\n<\/div>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|on|on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||24px||false|false&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"icon-label plataforma\" style=\"width: 180px;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/green-circle-arrow.svg\" width=\"36\" height=\"36\" alt=\"green-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-green\">Modules<\/span><\/div>\n<h2>Boost your business with <strong>our solutions<\/strong><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<!-- ============================================================<!-- [et_pb_line_break_holder] -->     BENTO DE M\u00d3DULOS \u00b7 ubimia\u00ae \u00b7 UCREDIT (7 m\u00f3dulos)<!-- [et_pb_line_break_holder] -->     Pastilla en el CENTRO y 7 m\u00f3dulos alrededor (mosaico). Versi\u00f3n limpia.<!-- [et_pb_line_break_holder] -->     Para pegar en un m\u00f3dulo &#8220;C\u00f3digo&#8221; de Divi 4.<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->     C\u00d3MO EDITAR (busca  >>> ):<!-- [et_pb_line_break_holder] -->       \u00b7 Recolocar el mosaico -> edita las 3 l\u00edneas de  grid-template-areas<!-- [et_pb_line_break_holder] -->       \u00b7 Enlace  -> href=&#8221;&#8230;&#8221;   \u00b7 Textos -> .ubm-name \/ .ubm-desc<!-- [et_pb_line_break_holder] -->       \u00b7 Icono   -> contenido de .ubm-ic<!-- [et_pb_line_break_holder] -->       \u00b7 Variantes -> cada chip .ubm-tag es un enlace propio: pon su URL en href=&#8221;&#8230;&#8221;<!-- [et_pb_line_break_holder] -->       \u00b7 Pastilla -> src de .ubm-chip<!-- [et_pb_line_break_holder] -->     ============================================================ &#8211;><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<style><!-- [et_pb_line_break_holder] -->@import url('https:\/\/fonts.googleapis.com\/css2?family=Space+Grotesk:wght@400;500;700&display=swap');<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->#ubm-modulos{<!-- [et_pb_line_break_holder] -->  --navy:#152A35; --quantum:#152A35; --mint:#00F7BC;<!-- [et_pb_line_break_holder] -->  --mint-soft:#E2FEF7; --mint-deep:#048A6B; --muted:#5A6B72; --card:#FFFFFF;<!-- [et_pb_line_break_holder] -->  font-family:'Space Grotesk',system-ui,-apple-system,sans-serif;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] -->#ubm-modulos *{box-sizing:border-box;}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ubm-wrap{position:relative;overflow:hidden;border-radius:26px;padding:40px 36px 50px;color:var(--navy);<!-- [et_pb_line_break_holder] -->  background:radial-gradient(120% 90% at 88% -8%, rgba(0,247,188,.12), transparent 55%), #ffffff;}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.ubm-bento{<!-- [et_pb_line_break_holder] -->  display:grid;<!-- [et_pb_line_break_holder] -->  grid-template-columns:1fr 1.15fr 1fr;<!-- [et_pb_line_break_holder] -->  grid-template-rows:repeat(3, 230px);<!-- [et_pb_line_break_holder] -->  gap:18px;<!-- [et_pb_line_break_holder] -->  \/* >>> DISPOSICI\u00d3N. 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min-height:210px;}<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] -->@media(max-width:560px){<!-- [et_pb_line_break_holder] -->  .ubm-wrap{padding:28px 20px 34px;}<!-- [et_pb_line_break_holder] -->  .ubm-bento{grid-template-columns:1fr; grid-template-rows:none; grid-auto-rows:auto; gap:14px;}<!-- [et_pb_line_break_holder] -->  .ubm-hero{grid-column:1 \/ -1; min-height:190px;}<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><\/style>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div id=\"ubm-modulos\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"ubm-wrap\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"ubm-bento\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"ubm-hero\"><img decoding=\"async\" class=\"ubm-chip\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/10\/ucredit-pastilla-solo.webp\" alt=\"Ucredit\"><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"ubm-tile m1\"><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-ic\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#00F7BC\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"6\" cy=\"19\" r=\"2.3\"\/><circle cx=\"18\" cy=\"5\" r=\"2.3\"\/><path d=\"M8.3 19H14a3.5 3.5 0 0 0 0-7H10a3.5 3.5 0 0 1 0-7h5.7\"\/><\/svg><\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-name\">Orchestrator<\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-desc\">Credit origination platform. Orchestrates the entire lifecycle, from application to decision<\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-tags\"><a class=\"ubm-tag\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\">Core <svg viewBox=\"0 0 24 24\" width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9 6l6 6-6 6\"\/><\/svg><\/a><a class=\"ubm-tag\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\">Auto <svg viewBox=\"0 0 24 24\" width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9 6l6 6-6 6\"\/><\/svg><\/a><\/span><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <a class=\"ubm-tile m2\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\"><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-ic\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#00F7BC\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"5\" cy=\"12\" r=\"1.7\"\/><circle cx=\"17\" cy=\"6.5\" r=\"1.7\"\/><circle cx=\"17\" cy=\"17.5\" r=\"1.7\"\/><path d=\"M6.7 12h4.3\"\/><path d=\"M11 12l4.4-4.6\"\/><path d=\"M11 12l4.4 4.6\"\/><\/svg><\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-name\">Decider<\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-desc\">Decision engine combining business rules and predictive models to automate real-time credit decisions<\/span><!-- [et_pb_line_break_holder] -->      <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <a class=\"ubm-tile m3\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\"><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-ic\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#00F7BC\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"8.5\" r=\"3.5\"\/><path d=\"M5.5 19.5a6.5 6.5 0 0 1 13 0\"\/><\/svg><\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-name\">Onboarder<\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-desc\">Digital onboarding system that streamlines new customer onboarding and verification<\/span><!-- [et_pb_line_break_holder] -->      <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"ubm-tile m4\"><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-ic\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#00F7BC\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M4 5v14h16\"\/><path d=\"M7 14l3.5-4 3 2.5L19 7\"\/><\/svg><\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-name\">Insighter<\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-desc\">Enriches applicant profiles using Open Banking, credit bureaux and alternative data sources to support more accurate decisions<\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-tags\"><a class=\"ubm-tag\" href=\"https:\/\/ub-st.kodaconsulting.dev\/open-banking\/\">Open Banking <svg viewBox=\"0 0 24 24\" width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9 6l6 6-6 6\"\/><\/svg><\/a><a class=\"ubm-tag\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\">Data <svg viewBox=\"0 0 24 24\" width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9 6l6 6-6 6\"\/><\/svg><\/a><a class=\"ubm-tag\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\">Bureau <svg viewBox=\"0 0 24 24\" width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9 6l6 6-6 6\"\/><\/svg><\/a><\/span><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"ubm-tile m5\"><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-ic\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#00F7BC\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 3l7 3v5c0 4.4-3 7.9-7 9-4-1.1-7-4.6-7-9V6z\"\/><path d=\"M9.3 12l1.9 1.9 3.5-3.6\"\/><\/svg><\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-name\">Shielder<\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-desc\">Develops, validates and monitors both traditional and AI risk models, continuously improving them while ensuring regulatory compliance<\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-tags\"><a class=\"ubm-tag\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\">Analytics <svg viewBox=\"0 0 24 24\" width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9 6l6 6-6 6\"\/><\/svg><\/a><a class=\"ubm-tag\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\">Validation <svg viewBox=\"0 0 24 24\" width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9 6l6 6-6 6\"\/><\/svg><\/a><a class=\"ubm-tag\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\">Platform <svg viewBox=\"0 0 24 24\" width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9 6l6 6-6 6\"\/><\/svg><\/a><\/span><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <!-- >>> CONFIRMAR copy (adaptada del antiguo Uassets) --><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"ubm-tile m6\"><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-ic\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#00F7BC\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"3\" y=\"7\" width=\"18\" height=\"13\" rx=\"2\"\/><path d=\"M8 7V5a2 2 0 0 1 2-2h4a2 2 0 0 1 2 2v2\"\/><path d=\"M3 12.5h18\"\/><\/svg><\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-name\">Assets<\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-desc\">Specialised platform for managing loans, mortgages, leasing and other financial assets<\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-tags\"><a class=\"ubm-tag\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\">Loans <svg viewBox=\"0 0 24 24\" width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9 6l6 6-6 6\"\/><\/svg><\/a><a class=\"ubm-tag\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\">Real Estate <svg viewBox=\"0 0 24 24\" width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9 6l6 6-6 6\"\/><\/svg><\/a><a class=\"ubm-tag\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\">Auto <svg viewBox=\"0 0 24 24\" width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9 6l6 6-6 6\"\/><\/svg><\/a><a class=\"ubm-tag\" href=\"https:\/\/ub-st.kodaconsulting.dev\/software-economia-circular\/\">Circular <svg viewBox=\"0 0 24 24\" width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9 6l6 6-6 6\"\/><\/svg><\/a><\/span><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      <!-- >>> CONFIRMAR copy (m\u00f3dulo nuevo, descripci\u00f3n provisional) --><!-- [et_pb_line_break_holder] -->      <a class=\"ubm-tile m7\" href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/contact\/#formulario\/\"><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-ic\"><svg viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"#00F7BC\" stroke-width=\"1.9\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M9.5 18h5\"\/><path d=\"M10 21h4\"\/><path d=\"M12 3a6 6 0 0 0-3.8 10.6c.6.5 1 1.1 1 1.9h5.6c0-.8.4-1.4 1-1.9A6 6 0 0 0 12 3z\"\/><\/svg><\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-name\">Advisor<\/span><!-- [et_pb_line_break_holder] -->        <span class=\"ubm-desc\">Credit and risk consulting: we design the strategy, train your team and support change through to measurable results<\/span><!-- [et_pb_line_break_holder] -->      <\/a><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Label .label .label-light + Slider H2 title {h2 padding-bottom:0}&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;||||||||&#8221; header_2_font_size=&#8221;40px&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"flex-rows-fs-center-desktop\">\n<div class=\"icon-label\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/light-circle-arrow-down.svg\" width=\"36\" height=\"36\" alt=\"light-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-light mr-l\">Platform<\/span><\/div>\n<h2>Choose the <strong>suite<\/strong> that best suits your business<\/h2>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code raw_content_tablet=&#8221;&#8221; raw_content_phone=&#8221;&#8221; raw_content_last_edited=&#8221;on|desktop&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;C\u00f3digo &#8211; Acorde\u00f3n Elige la suite&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"suite-container\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item suite__item--active\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/credit-risk.webp\" width=\"445\" class=\"suite__item-image credit-risk\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ucredit<\/h3>\n<p><!-- [et_pb_line_break_holder] -->   \t <pee>Ucredit, the connection point between technology, business, and intelligent risk management<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ucredit\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->      <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-invoicing.webp\" width=\"300\" class=\"suite__item-image digital-invoicing\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Ucollect<\/h3>\n<p><!-- [et_pb_line_break_holder] -->        <pee>Ucollect, anticipate, react, and optimize billing and collections<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>      <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ucollect\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  \t<\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->      <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/loan-assets.webp\" width=\"258\" class=\"suite__item-image loan-assets\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Uassets<\/h3>\n<p><!-- [et_pb_line_break_holder] -->   \t\t\t<pee>Uassets, manage financial products and assets<!-- [et_pb_line_break_holder] --> in an integral way<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>      <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/uassets\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  \t<\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->      <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/legaltech.webp\" width=\"384\" class=\"suite__item-image legaltech\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Ulegal<\/h3>\n<p><!-- [et_pb_line_break_holder] -->    \t\t<pee>Ulegal, protect, control, and recover intelligently<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>      <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ulegal\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  \t<\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->       <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-backoffice.webp\" width=\"227\" class=\"suite__item-image digital-backoffice\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Udigital<\/h3>\n<p><!-- [et_pb_line_break_holder] -->        <pee>Udigital, automate and optimize back office processes<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>     <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/udigital\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"suite-container\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item suite__item--active\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/credit-risk.webp\" width=\"445\" class=\"suite__item-image credit-risk\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ucredit<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Ucredit, the connection point between technology, business and intelligent risk management.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ucredit\/\" class=\"suite__item-button\" aria-label=\"More information about Ucredit\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-invoicing.webp\" width=\"300\" class=\"suite__item-image digital-invoicing\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ucollect<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Ucollect, anticipate, react and optimise invoicing and collections.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ucollect\/\" class=\"suite__item-button\" aria-label=\"More information about Ucollect\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->  <!-- UASSETS \u2014 temporarily disabled<!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/loan-assets.webp\" width=\"258\" class=\"suite__item-image loan-assets\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Uassets<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Uassets, manage financial products and assets in a comprehensive manner.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/uassets\/\" class=\"suite__item-button\" aria-label=\"More information about Uassets\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->  &#8211;><!-- [et_pb_line_break_holder] -->  <!-- ULEGAL \u2014 temporarily disabled<!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/legaltech.webp\" width=\"384\" class=\"suite__item-image legaltech\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ulegal<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Ulegal, protect, control and recover intelligently.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/ulegal\/\" class=\"suite__item-button\" aria-label=\"More information about Ulegal\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->  &#8211;><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-backoffice.webp\" width=\"227\" class=\"suite__item-image digital-backoffice\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Udigital<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Udigital, automate and optimise back-office processes.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/udigital\/\" class=\"suite__item-button\" aria-label=\"More information about Udigital\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;News + Blog section&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;off|phone&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;||||||||&#8221; header_2_text_color=&#8221;#152A35&#8243; header_2_font_size=&#8221;40px&#8221; header_3_font=&#8221;|600|||||||&#8221; header_3_text_color=&#8221;#152A35&#8243; header_3_font_size=&#8221;40px&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"flex-rows-fs-center-desktop\">\n<div class=\"icon-label\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/green-circle-arrow.svg\" width=\"36\" height=\"36\" alt=\"green-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-green mr-l\">Community<\/span><\/div>\n<h2>Explore the <strong>ubimia Planet<\/strong><\/h2>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,3_4&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;News and blog cards&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||32px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"tarjetas-noticias-blog\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"tarjeta-noticias mb-l\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h4>News<\/h4>\n<p><!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/news\/\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/enlace-noticias.svg\" width=\"40\"><\/a><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"tarjeta-blog\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h4>Blog<\/h4>\n<p><!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/ub-st.kodaconsulting.dev\/blog\/\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/enlace-blog.svg\" width=\"40\"><\/a><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<p>Our trajectory and experience translate into <strong>figures that demonstrate a company in continuous growth and expansion.<\/strong><\/p>\n<p>&#8221; content_phone=&#8221;<\/p>\n<p>Our trajectory and experience translate into <strong>figures that demonstrate a company in continuous growth and expansion.<\/strong><\/p>\n<p>&#8221; content_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;32px&#8221; text_line_height=&#8221;1.08em&#8221; custom_margin=&#8221;||28px||false|false&#8221; text_font_size_tablet=&#8221;32px&#8221; text_font_size_phone=&#8221;22px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Our trajectory and experience translate into <strong>figures that demonstrate a company in continuous growth and expansion.<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/ub-st.kodaconsulting.dev\/en\/about-us\/&#8221; button_text=&#8221;About us&#8221; disabled_on=&#8221;on|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_bg_color=&#8221;#152A35&#8243; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;50px&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;||48px||false|false&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#00F7BC&#8221; button_bg_enable_color__hover=&#8221;on&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#152A35&#8243;][\/et_pb_button][et_pb_code admin_label=&#8221;Ubimia Planet card row&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||24px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"tarjetas\"><!-- 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