{"id":33025,"date":"2025-09-24T10:45:32","date_gmt":"2025-09-24T08:45:32","guid":{"rendered":"https:\/\/ub-st.kodaconsulting.dev\/about-us\/"},"modified":"2025-10-15T00:07:36","modified_gmt":"2025-10-14T22:07:36","slug":"about-us","status":"publish","type":"page","link":"https:\/\/ub-st.kodaconsulting.dev\/en\/about-us\/","title":{"rendered":"About Us"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Secci\u00f3n Hero&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; background_image=&#8221;https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/09\/hero-nosotros.webp&#8221; background_size=&#8221;contain&#8221; background_position=&#8221;center_right&#8221; background_horizontal_offset=&#8221;10%&#8221; height=&#8221;600px&#8221; height_tablet=&#8221;600px&#8221; height_phone=&#8221;auto&#8221; height_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; background_last_edited=&#8221;on|desktop&#8221; background_enable_image_phone=&#8221;off&#8221; custom_css_free_form=&#8221;selector {||  display:flex;||\tflex-flow:column nowrap;||  justify-content:center;||}||@media only screen and (max-width: 767px) {||  selector {||    justify-content:flex-start;||\t}||}&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;Hero Row DESKTOP&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;off|phone&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Somos una marca H1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#152A35&#8243; text_font_size=&#8221;20px&#8221; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;#152A35&#8243; header_font_size=&#8221;80px&#8221; header_letter_spacing=&#8221;-2px&#8221; header_line_height=&#8221;1.05em&#8221; width=&#8221;50%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>We are a brand<br \/>\n  <span class=\"accent-text\">without limits<\/span><br \/>\n<\/h1>\n<p>We are <strong>present in each phase of the credit lifecycle,<\/strong> providing confidence, momentum, future, and connection.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;off|on|on&#8221; admin_label=&#8221;Hero Row MOBILE ONLY&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;90%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;off|desktop&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Somos una marca H1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#152A35&#8243; text_font_size=&#8221;20px&#8221; header_font=&#8221;|700|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#152A35&#8243; header_font_size=&#8221;36px&#8221; header_line_height=&#8221;1.05em&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>We are a brand<br \/>\n  <span class=\"accent-text\">without limits<\/span><br \/>\n<\/h1>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/ubimima-u-cristal.webp&#8221; alt=&#8221;ubimia news&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;32px||32px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Texto %22estamos presentes%22&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#152A35&#8243; text_font_size=&#8221;20px&#8221; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;#152A35&#8243; header_font_size=&#8221;80px&#8221; header_letter_spacing=&#8221;-2px&#8221; header_line_height=&#8221;1.05em&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>We are <strong>present in each phase of the credit lifecycle,<\/strong> providing confidence, momentum, future, and connection.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Secci\u00f3n nuestra esencia&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#152A35&#8243; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row disabled_on=&#8221;on|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||8px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span class=\"breadcrumb-home\">About Us <i class=\"fa-solid fa-chevron-right\"><\/i><\/span> <strong>ubimia<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||32px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;Label .label .label-light + Slider H2 title {h2 padding-bottom:0}&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_2_font=&#8221;||||||||&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;40px&#8221; custom_margin=&#8221;||32px||false|false&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"flex-rows-fs-fs\">\n<div class=\"icon-label plataforma\" style=\"width: 180px;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/light-circle-arrow-down.svg\" width=\"36\" height=\"36\" alt=\"light-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-claro plataforma-texto mr-l\">ubimia<\/span><\/div>\n<h2>Our <strong>essence<\/strong><\/h2>\n<\/div>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|on|on&#8221; admin_label=&#8221;Label .label .label-light + Slider H2 title {h2 padding-bottom:0}&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_2_font=&#8221;||||||||&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;40px&#8221; custom_margin=&#8221;||32px||false|false&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"icon-label plataforma\" style=\"width: 180px;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/light-circle-arrow-down.svg\" width=\"36\" height=\"36\" alt=\"light-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-claro plataforma-texto mr-l\">ubimia<\/span><\/div>\n<h2>Our <strong>Essence<\/strong><\/h2>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Texto nuestra esencia&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;20px&#8221; custom_margin=&#8221;|||180px|false|false&#8221; custom_margin_tablet=&#8221;|||180px|false|false&#8221; custom_margin_phone=&#8221;|||0px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Our essence is <strong>applied technological innovation<\/strong> to the transformation of companies and the improvement of people&#8217;s experience.<\/p>\n<p>We believe in progress whose main axis is <strong>knowledge based on data intelligence<\/strong> and the ability to generate value in each decision.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;16px||16px||true|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_css_free_form=&#8221;selector {||  display:flex;||  gap:25px;||}||@media only screen and (max-width: 767px) {||  selector {||  \tflex-flow:column nowrap;||    gap:16px;||\t}||}&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Somos texto&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#00F7BC&#8221; header_2_font_size=&#8221;80px&#8221; custom_margin=&#8221;||||false|false&#8221; header_2_font_size_tablet=&#8221;80px&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>We are:<\/h2>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Card confianza&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;20px&#8221; header_4_font=&#8221;|700|||||||&#8221; header_4_font_size=&#8221;20px&#8221; background_color=&#8221;rgba(221,221,221,0.35)&#8221; overflow-y=&#8221;visible&#8221; custom_margin=&#8221;|0px|50px|auto|false|false&#8221; custom_padding=&#8221;16px|16px|16px|16px|true|true&#8221; custom_css_free_form=&#8221;selector {||  overflow:visible!important;||  flex:0 1 400px;||}||@media only screen and (max-width: 767px) {||  selector {||    flex:1 1 auto;||  }||}&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;10px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.15)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/09\/nosotros-confianza.webp\" width=\"180\" height=\"180\" alt=\"main-objective\" class=\"wp-image-963 alignnone size-full plan-cards_imagen\"><\/p>\n<div class=\"plan-cards_texto\">\n<h3>Confidence<\/h3>\n<p>Because we turn data into information,<br \/>and information into knowledge.<\/p>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Card conexi\u00f3n&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;20px&#8221; header_4_font=&#8221;|700|||||||&#8221; header_4_font_size=&#8221;20px&#8221; background_color=&#8221;rgba(221,221,221,0.35)&#8221; overflow-y=&#8221;visible&#8221; custom_margin=&#8221;||50px||false|false&#8221; custom_padding=&#8221;16px|16px|16px|16px|true|true&#8221; custom_css_free_form=&#8221;selector {||  overflow:visible!important;||  flex:0 0 400px;||}@media only screen and (max-width: 767px) {||  selector {||    flex:1 1 auto;||  }||}&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;10px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.15)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/09\/nosotros-impulso.webp\" width=\"183\" height=\"183\" alt=\"momentum\" class=\"wp-image-963 alignnone size-full plan-cards_imagen\"><\/p>\n<div class=\"plan-cards_texto\">\n<h3>Momentum<\/h3>\n<p>Because we help companies grow.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;16px||16px||true|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; module_class=&#8221;flex-rows-center flex-columns-center-mobile&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Card futuro&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;20px&#8221; header_4_font=&#8221;|700|||||||&#8221; header_4_font_size=&#8221;20px&#8221; background_color=&#8221;rgba(221,221,221,0.35)&#8221; overflow-y=&#8221;visible&#8221; custom_margin=&#8221;||50px||false|false&#8221; custom_padding=&#8221;16px|16px|16px|16px|true|true&#8221; custom_css_free_form=&#8221;selector {||  overflow:visible!important;||  flex:0 0 32%;||}||@media only screen and (max-width: 767px) {||  selector {||    flex:1 1 auto;||  }||}&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;10px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.15)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/09\/nosotros-futuro.webp\" width=\"220\" height=\"80\" alt=\"The future of ubimia\" class=\"wp-image-963 alignnone size-full plan-cards_imagen\"><\/p>\n<div class=\"plan-cards_texto\">\n<h3>Future<\/h3>\n<p>Because we design technology that transforms.<\/p>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Card conexi\u00f3n&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;20px&#8221; header_4_font=&#8221;|700|||||||&#8221; header_4_font_size=&#8221;20px&#8221; background_color=&#8221;rgba(221,221,221,0.35)&#8221; overflow-y=&#8221;visible&#8221; custom_margin=&#8221;||50px|25px|false|false&#8221; custom_margin_tablet=&#8221;||50px|25px|false|false&#8221; custom_margin_phone=&#8221;|||0px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;16px|16px|16px|16px|true|true&#8221; custom_css_free_form=&#8221;selector {||  overflow:visible!important;||  flex:0 0 32%;||}||@media only screen and (max-width: 767px) {||  selector {||    flex:1 1 auto;||  }||}&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;4px&#8221; box_shadow_blur=&#8221;10px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.15)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/09\/nosotros-conexion.webp\" width=\"164\" height=\"180\" alt=\"main-objective\" class=\"wp-image-963 alignnone size-full plan-cards_imagen\"><\/p>\n<div class=\"plan-cards_texto\">\n<h3>Connection<\/h3>\n<p>Because we make every process count.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Nuestra brujula&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;Our compass DESKTOP&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Nuestra br\u00fajula title&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1em&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#00F7BC&#8221; header_2_font_size=&#8221;80px&#8221; width=&#8221;49%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Our Compass:<\/h2>\n<p>[\/et_pb_text][et_pb_code admin_label=&#8221;Our compass SVG Code&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"ubim-brujula-wrap\"><!-- [et_pb_line_break_holder] -->  <svg class=\"ubim-brujula\" viewBox=\"0 0 1440 520\" role=\"img\" aria-labelledby=\"brujulaTitle brujulaDesc\"><!-- [et_pb_line_break_holder] -->    <title id=\"brujulaTitle\">Purpose, mission and vision<\/title><!-- [et_pb_line_break_holder] -->    <desc id=\"brujulaDesc\">Compass centered with three blocks of text connected by horizontal lines.<\/desc><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <\/p>\n<style><!-- [et_pb_line_break_holder] -->      .ubim-brujula { width: 100%; height: auto; }<!-- [et_pb_line_break_holder] -->      :root, .ubim-brujula {<!-- [et_pb_line_break_holder] -->        --green:#18C7A0;<!-- [et_pb_line_break_holder] -->        --text:#1A1A1A;<!-- [et_pb_line_break_holder] -->        --muted:#555;<!-- [et_pb_line_break_holder] -->      }<!-- [et_pb_line_break_holder] -->      .ubim-text { font-family: inherit; fill: var(--text); }<!-- [et_pb_line_break_holder] -->      .ubim-title { font-size:20px; font-weight:800; letter-spacing:.2px; }<!-- [et_pb_line_break_holder] -->      .ubim-body  { font-size:16px; line-height:1.5; fill:var(--muted); }<!-- [et_pb_line_break_holder] -->      .line { stroke: var(--green); stroke-width:2; stroke-linecap:round; }<!-- [et_pb_line_break_holder] -->      \/* C\u00edrculo con borde blanco para m\u00e1xima visibilidad sobre cualquier fondo *\/<!-- [et_pb_line_break_holder] -->      .dot  { fill: var(--green); stroke:#fff; stroke-width:2; }<!-- [et_pb_line_break_holder] -->      .fo * { margin:0; padding:0; box-sizing:border-box; }<!-- [et_pb_line_break_holder] -->    <\/style>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <!-- BR\u00daJULA (centrada: (1440-505)\/2 = 467.5) --><!-- [et_pb_line_break_holder] -->    <image href=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/10\/brujula-historia.webp\" x=\"467.5\" y=\"15\" width=\"505\" height=\"505\" preserveaspectratio=\"xMidYMid meet\"><\/image><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <!-- PROP\u00d3SITO (izquierda) --><!-- [et_pb_line_break_holder] -->    <text class=\"ubim-text ubim-title\" x=\"0\" y=\"120\">Purpose<\/text><!-- [et_pb_line_break_holder] -->    <!-- l\u00ednea unos px por encima del t\u00edtulo para no tocarlo --><!-- [et_pb_line_break_holder] -->    <line class=\"line\" x1=\"120\" y1=\"112\" x2=\"530\" y2=\"112\"><\/line><!-- [et_pb_line_break_holder] -->    <circle class=\"dot\" cx=\"530\" cy=\"112\" r=\"6\"><\/circle><!-- [et_pb_line_break_holder] -->    <foreignobject x=\"0\" y=\"148\" width=\"440\" height=\"200\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div xmlns=\"http:\/\/www.w3.org\/1999\/xhtml\" class=\"fo\"><!-- [et_pb_line_break_holder] -->        <pee class=\"ubim-body\"><!-- [et_pb_line_break_holder] -->  Promote the development of the welfare society by improving credit processes,<!-- [et_pb_line_break_holder] --> allowing them to be more inclusive and increase market confidence.<!-- [et_pb_line_break_holder] -->        <\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/foreignobject><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <!-- MISI\u00d3N (derecha, arriba) --><!-- [et_pb_line_break_holder] -->    <text class=\"ubim-text ubim-title\" x=\"1000\" y=\"120\">Mission<\/text><!-- [et_pb_line_break_holder] -->    <!-- desde el borde izquierdo del t\u00edtulo hacia la br\u00fajula --><!-- [et_pb_line_break_holder] -->    <line class=\"line\" x1=\"990\" y1=\"112\" x2=\"820\" y2=\"112\"><\/line><!-- [et_pb_line_break_holder] -->    <circle class=\"dot\" cx=\"820\" cy=\"112\" r=\"6\"><\/circle><!-- [et_pb_line_break_holder] -->    <foreignobject x=\"1000\" y=\"148\" width=\"420\" height=\"200\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div xmlns=\"http:\/\/www.w3.org\/1999\/xhtml\" class=\"fo\"><!-- [et_pb_line_break_holder] -->        <pee class=\"ubim-body\"><!-- [et_pb_line_break_holder] -->  We optimize the credit lifecycle in its different phases and processes through<!-- [et_pb_line_break_holder] --> data intelligence and our proprietary technological solutions.<!-- [et_pb_line_break_holder] -->        <\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/foreignobject><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    <!-- VISI\u00d3N (derecha, abajo) --><!-- [et_pb_line_break_holder] -->    <text class=\"ubim-text ubim-title\" x=\"1030\" y=\"350\">Vision<\/text><!-- [et_pb_line_break_holder] -->    <line class=\"line\" x1=\"1020\" y1=\"342\" x2=\"972.5\" y2=\"342\"><\/line><!-- [et_pb_line_break_holder] -->    <circle class=\"dot\" cx=\"972.5\" cy=\"342\" r=\"6\"><\/circle><!-- [et_pb_line_break_holder] -->    <foreignobject x=\"1030\" y=\"378\" width=\"420\" height=\"120\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div xmlns=\"http:\/\/www.w3.org\/1999\/xhtml\" class=\"fo\"><!-- [et_pb_line_break_holder] -->        <pee class=\"ubim-body\"><!-- [et_pb_line_break_holder] -->  To lead a new form of credit management in Europe and Latam.<!-- [et_pb_line_break_holder] -->        <\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <\/foreignobject><!-- [et_pb_line_break_holder] -->  <\/svg><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] -->[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;off|on|on&#8221; admin_label=&#8221;Our compass MOBILE&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Nuestra br\u00fajula title&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1em&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#00F7BC&#8221; header_2_font_size=&#8221;40px&#8221; width=&#8221;49%&#8221; custom_margin=&#8221;||32px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Our Compass:<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/10\/brujula-historia.webp&#8221; alt=&#8221;ubimia compass mission, vision and values&#8221; admin_label=&#8221;Imagen br\u00fajula&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;Prop\u00f3sito, misi\u00f3n, visi\u00f3n&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_font_size=&#8221;20px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Purpose<\/h3>\n<p class=\"mb-l\">Promote the development of the welfare society by improving credit processes, allowing them to be more inclusive and increase market confidence.<\/p>\n<h3>Mission<\/h3>\n<p class=\"mb-l\">We optimize the credit lifecycle in its different phases and processes through data intelligence and our proprietary technological solutions.<\/p>\n<h3>Vision<\/h3>\n<p class=\"mb-l\">To lead a new form of credit management in Europe and Latam.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||16px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Label .label .label-light + Slider H2 title {h2 padding-bottom:0}&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;||||||||&#8221; header_2_font_size=&#8221;40px&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"flex-rows-fs-center-desktop\">\n<div class=\"icon-label\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/green-circle-arrow.svg\" width=\"36\" height=\"36\" alt=\"light-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-green mr-l\">Trajectory<\/span><\/div>\n<h2>Discover our <strong>history<\/strong><\/h2>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Secci\u00f3n #ubimia-timeline&#8221; module_id=&#8221;ubimia-timeline&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;8px||||false|false&#8221; hover_enabled=&#8221;0&#8243; custom_css_free_form=&#8221;selector {||  height:800px;||  overflow:hidden;||  position:relative;||  isolation: isolate;||}||@media only screen and (max-width: 767px) {||  selector {||    height:1000px;||  }||}||selector:after {||  content:&#8221;;||  display:block;||  position:absolute;||  bottom:0;||  left:0;||  width:100%;||  height:100px;||\tbackground: linear-gradient(0deg,rgba(255, 255, 255, 1) 20%, rgba(255, 255, 255, 0) 100%);||  z-index:10;||  pointer-events: none;||}&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_row module_class=&#8221;timeline__row&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Ubimia timeline &#8211; inicio&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"timeline__block empty\">\n<div class=\"timeline__block-year\"><\/div>\n<div class=\"timeline__block-line\"><\/div>\n<div class=\"timeline__block-content\">\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Ubimia timeline &#8211; 2025&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"timeline__block\">\n<div class=\"timeline__block-year\">2025<\/div>\n<div class=\"timeline__block-line\"><\/div>\n<div class=\"timeline__block-content\">\n<article class=\"timeline__block-content-first\">\n<h3>PFSTECH becomes ubimia<\/h3>\n<p>Ubimia is born with the purpose of promoting the development of the welfare society by improving credit processes.<\/p>\n<\/article>\n<article>\n<h3>finstreet<\/h3>\n<p>The incorporation of finstreet marks a key milestone in the consolidation of PFSTECH in Europe.<\/p>\n<\/article>\n<article>\n<h3>ZIQY<\/h3>\n<p>The incorporation of ZIQY expands borders and opens its focus to the circular economy sector.<\/p>\n<\/article>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Ubimia timeline &#8211; 2024&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"timeline__block\">\n<div class=\"timeline__block-year\">2024<\/div>\n<div class=\"timeline__block-line\"><\/div>\n<div class=\"timeline__block-content\">\n<article>\n<h3>EMC LEGAL SOFTWARE<\/h3>\n<p>The incorporation of EMC expands PFSTECH&#8217;s technological offering in the legal sector<\/p>\n<\/article>\n<article>\n<h3>BURO365<\/h3>\n<p>PFSTECH strengthens its presence in Peru with the integration of BURO365<\/p>\n<\/article>\n<article>\n<h3>GRUPO INNOVA<\/h3>\n<p>PFSTECH increases its commitment to the SME market with the integration of INNOVA<\/p>\n<\/article>\n<article>\n<h3>AIS GROUP<\/h3>\n<p>PFSTECH integrates the pioneer in Artificial Intelligence AIS group<\/p>\n<\/article>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Ubimia timeline &#8211; 2023&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"timeline__block\">\n<div class=\"timeline__block-year\">2023<\/div>\n<div class=\"timeline__block-line\"><\/div>\n<div class=\"timeline__block-content\">\n<article>\n<h3>pfs is divided into 2 companies<\/h3>\n<p>The group makes the decision to spin off its businesses into two independent companies: pfsLEGAL and pfsTECH&amp;DATA<\/p>\n<\/article>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Ubimia timeline &#8211; 2022&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"timeline__block\">\n<div class=\"timeline__block-year\">2022<\/div>\n<div class=\"timeline__block-line\"><\/div>\n<div class=\"timeline__block-content\">\n<article>\n<h3>Kineox<\/h3>\n<p>The technology company K\u00edneox is integrated into pfs, which allows us to join forces to lead the digital collection and recovery market<\/p>\n<\/article>\n<article>\n<h3>AnaCap supports pfs<\/h3>\n<p>The English capital fund AnaCap Financial Partners, enters the shareholding of the Spanish pfs to boost its growth.<br \/>\n<\/article>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Ubimia timeline &#8211; 2021&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"timeline__block\">\n<div class=\"timeline__block-year\">2021<\/div>\n<div class=\"timeline__block-line\"><\/div>\n<div class=\"timeline__block-content\">\n<article>\n<h3>LexTools<\/h3>\n<p>We added the company LexTools, expanding our capabilities to serve the legal market through technology.<\/p>\n<\/article>\n<article>\n<h3>Portugal<\/h3>\n<p>We opened a pfs office in Lisbon, Portugal, this being our first step in the internationalization of the company.<\/p>\n<\/article>\n<article>\n<h3>Retail and Ventures Area<\/h3>\n<p>In order to increase and diversify the customer base and also to generate and enhance new intellectual property, the line of retailers and ventures is born.<\/p>\n<\/article>\n<article>\n<h3>pfs is established in Mexico<\/h3>\n<p>pfs crosses the pond with the integration of the technology company Telepro.<\/p>\n<\/article>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Ubimia timeline &#8211; 2020&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"timeline__block\">\n<div class=\"timeline__block-year\">2020<\/div>\n<div class=\"timeline__block-line\"><\/div>\n<div class=\"timeline__block-content\">\n<article>\n<h3>Waavi<\/h3>\n<p><span>Second M&amp;A operation, in which we incorporated Waavi as a disruptive innovation laboratory, which provides us with the capacity for \u00abInnovation made fast&amp;smart\u00bb.<\/span><\/p>\n<\/article>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Ubimia timeline &#8211; 2019&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"timeline__block\">\n<div class=\"timeline__block-year\">2019<\/div>\n<div class=\"timeline__block-line\"><\/div>\n<div class=\"timeline__block-content\">\n<article>\n<h3>New line of specialization towards the insurance market<\/h3>\n<p>To bring our software products and digital platforms to the insurance market, we created a line of specialization that allowed us to align with the specific needs of this sector.<\/p>\n<\/article>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Ubimia timeline &#8211; 2018&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"timeline__block\">\n<div class=\"timeline__block-year\">2018<\/div>\n<div class=\"timeline__block-line\"><\/div>\n<div class=\"timeline__block-content\">\n<article>\n<h3>ABA and ASSISTO<\/h3>\n<p>Our first M&amp;A operation focused on integrating traditional legal business to transform it into a digital service platform and expand our capabilities. This is how we became the market leader. <\/p>\n<\/article>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Ubimia timeline &#8211; 2017&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"timeline__block\">\n<div class=\"timeline__block-year\">2017<\/div>\n<div class=\"timeline__block-line\"><\/div>\n<div class=\"timeline__block-content\">\n<article>\n<h3>We expand markets for our software products<\/h3>\n<p>We expanded and diversified the target markets, opening our technology to customers from other segments.<\/p>\n<\/article>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Ubimia timeline &#8211; 2015&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"timeline__block\">\n<div class=\"timeline__block-year\">2015<\/div>\n<div class=\"timeline__block-line\"><\/div>\n<div class=\"timeline__block-content\">\n<article>\n<h3>Expansion of the legal services platform<\/h3>\n<p>In order to efficiently transform the legal process of large corporations, we expanded the digital platform and integrated procurement as an essential part to solve it end-to-end.<\/p>\n<\/article>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Ubimia timeline &#8211; 2011&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"timeline__block\">\n<div class=\"timeline__block-year\">2011<\/div>\n<div class=\"timeline__block-line\"><\/div>\n<div class=\"timeline__block-content\">\n<article>\n<h3>First digital service platform: legal business<\/h3>\n<p>We launched our first specialized service in digital platform format, supported by the strong know-how of the business process and the software products that were already a success among financial clients at that time.<\/p>\n<\/article>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Ubimia timeline &#8211; 2008&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"timeline__block\">\n<div class=\"timeline__block-year\">2008<\/div>\n<div class=\"timeline__block-line\"><\/div>\n<div class=\"timeline__block-content\">\n<article>\n<h3>New businesses and focus on software product<\/h3>\n<p>In 2008 is when the pfs we know is really forged. The capabilities are expanded, adding the consulting business and the software products business to the training, still very focused only on the niche of banking credit risk. <\/p>\n<\/article>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Ubimia timeline &#8211; 1999&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||60px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"timeline__block\">\n<div class=\"timeline__block-year\">1999<\/div>\n<div class=\"timeline__block-line\"><\/div>\n<div class=\"timeline__block-content\">\n<article>\n<h3>Creation of pfs<\/h3>\n<p>In 1999 the seed of pfs is created, whose original mission was to train bank and savings bank employees in matters of credit risk.<\/p>\n<\/article>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#152A35&#8243; custom_padding=&#8221;||16px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||32px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Label .label .label-light + Slider H2 title {h2 padding-bottom:0}&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_2_font=&#8221;||||||||&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;40px&#8221; custom_margin=&#8221;||32px||false|false&#8221; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221; disabled_on=&#8221;on|off|off&#8221;]<\/p>\n<div class=\"flex-rows-fs-fs\">\n<div class=\"icon-label plataforma\" style=\"width: 180px;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/light-circle-arrow-down.svg\" width=\"36\" height=\"36\" alt=\"light-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-claro mr-l\">Clients<\/span><\/div>\n<h2>Where <strong>our clients<\/strong> are<\/h2>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Label .label .label-light + Slider H2 title {h2 padding-bottom:0} SOLO MOVIL&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_2_font=&#8221;||||||||&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;40px&#8221; custom_margin=&#8221;||32px||false|false&#8221; hover_enabled=&#8221;0&#8243; header_2_font_size_tablet=&#8221;40px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; custom_css_free_form=&#8221;selector h2 {||  padding-bottom:0;||}&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243; disabled_on=&#8221;off|on|on&#8221;]<\/p>\n<div class=\"icon-label plataforma\" style=\"width: 180px;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/light-circle-arrow-down.svg\" width=\"36\" height=\"36\" alt=\"light-circle-arrow-down\" class=\"wp-image-138 alignnone size-medium arrow-label\"><span class=\"label label-claro mr-l\">Clients<\/span><\/div>\n<h2>Where <strong>our Clients<\/strong> Are<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;Row map Desktop&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;1_3&#8243; admin_label=&#8221;Column {flex space-between}&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; custom_css_free_form=&#8221;selector {||  display:flex;||  flex-flow: row nowrap;||  justify-content:space-between;||  gap:18px;||}&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_text ul_type=&#8221;none&#8221; ul_item_indent=&#8221;1px&#8221; module_id=&#8221;clientes&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;20px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul class=\"listado-oficinas\">\n<li class=\"oficina\">Germany<\/li>\n<li class=\"oficina\">Argentina<\/li>\n<li>Austria<\/li>\n<li>Cape Verde<\/li>\n<li class=\"oficina\">Chile<\/li>\n<li class=\"oficina\">Colombia<\/li>\n<li>Ivory Coast<\/li>\n<li>Ecuador<\/li>\n<li>El Salvador<\/li>\n<li>Slovenia<\/li>\n<li class=\"oficina\">Spain<\/li>\n<li>United States<\/li>\n<li class=\"oficina\">France<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text ul_type=&#8221;none&#8221; ul_item_indent=&#8221;1px&#8221; module_id=&#8221;clientes&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;20px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul class=\"listado-oficinas\">\n<li>Ireland<\/li>\n<li>Italy<\/li>\n<li>Luxembourg<\/li>\n<li class=\"oficina\">Mexico<\/li>\n<li>Morocco<\/li>\n<li>Norway<\/li>\n<li>Paraguay<\/li>\n<li class=\"oficina\">Peru<\/li>\n<li>Portugal<\/li>\n<li>United Kingdom<\/li>\n<li>Dominican Republic<\/li>\n<li>Uruguay<\/li>\n<li>Venezuela<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/10\/mapa-mundo.svg&#8221; alt=&#8221;ubimia customer map&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;16px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/10\/mint-bullet.svg\" width=\"16\" height=\"16\" alt=\"\" class=\"wp-image-32382 alignnone size-full\" style=\"vertical-align: -3px; margin-right: 8px;\"> ubimia offices<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; disabled_on=&#8221;off|on|on&#8221; admin_label=&#8221;Row map Mobile&#8221; sticky_enabled=&#8221;0&#8243; width_last_edited=&#8221;on|phone&#8221; width_phone=&#8221;90%&#8221;][et_pb_column type=&#8221;4_4&#8243; admin_label=&#8221;Column {flex space-between}&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_image src=&#8221;https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/10\/mapa-mundo.svg&#8221; alt=&#8221;ubimia customer map&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; admin_label=&#8221;Mapa clientes&#8221; sticky_enabled=&#8221;0&#8243; custom_margin=&#8221;||32px||false|false&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243; disabled_on=&#8221;off|on|on&#8221; admin_label=&#8221;Mobile office row&#8221; width_last_edited=&#8221;on|phone&#8221; width_phone=&#8221;90%&#8221;][et_pb_column _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; type=&#8221;4_4&#8243; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243; custom_css_free_form=&#8221;selector {||  display:flex;||  flex-flow: row nowrap;||  justify-content:space-between;||  align-items:stretch;||  gap:18px;||}&#8221;][et_pb_text ul_type=&#8221;none&#8221; ul_item_indent=&#8221;1px&#8221; module_id=&#8221;clientes&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243; admin_label=&#8221;Sedes 01&#8243;]<\/p>\n<ul class=\"listado-oficinas\">\n<li class=\"oficina\">Germany<\/li>\n<li class=\"oficina\">Argentina<\/li>\n<li>Austria<\/li>\n<li>Cape Verde<\/li>\n<li class=\"oficina\">Chile<\/li>\n<li class=\"oficina\">Colombia<\/li>\n<li>Ivory Coast<\/li>\n<li>Ecuador<\/li>\n<li>El Salvador<\/li>\n<li>Slovenia<\/li>\n<li class=\"oficina\">Spain<\/li>\n<li>United States<\/li>\n<li class=\"oficina\">France<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text ul_type=&#8221;none&#8221; ul_item_indent=&#8221;1px&#8221; module_id=&#8221;clientes&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; admin_label=&#8221;Sedes 02&#8243; sticky_enabled=&#8221;0&#8243;]<\/p>\n<ul class=\"listado-oficinas\">\n<li>Ireland<\/li>\n<li>Italy<\/li>\n<li>Luxembourg<\/li>\n<li class=\"oficina\">Mexico<\/li>\n<li>Morocco<\/li>\n<li>Norway<\/li>\n<li>Paraguay<\/li>\n<li class=\"oficina\">Peru<\/li>\n<li>Portugal<\/li>\n<li>United Kingdom<\/li>\n<li>Dominican Republic<\/li>\n<li>Uruguay<\/li>\n<li>Venezuela<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; width_last_edited=&#8221;on|phone&#8221; width_phone=&#8221;90%&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;40px&#8221; text_line_height=&#8221;1.08em&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_font_size_phone=&#8221;24px&#8221; sticky_enabled=&#8221;0&#8243; admin_label=&#8221;Texto clientes&#8221; text_font_size_tablet=&#8221;40px&#8221;]<\/p>\n<p>ubimia has its <span class=\"accent-text\">headquarters in Madrid and offices in Valencia, Barcelona, Paris, M\u00fcnster, Lima, Buenos Aires, Mexico City, Santiago de Chile and Bogot\u00e1.<\/span><\/p>\n<p>We work with clients in <span class=\"accent-text\">26 countries<\/span> around the world.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We are a brand without limits We are present in each phase of the credit lifecycle, providing confidence, momentum, future, and connection.We are a brand without limits We are present in each phase of the credit lifecycle, providing confidence, momentum, future, and connection.About Us ubimia ubimia Our essence ubimia Our EssenceOur essence is applied technological [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":39100,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"dipi_cpt_category":[],"class_list":["post-33025","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/pages\/33025","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/comments?post=33025"}],"version-history":[{"count":2,"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/pages\/33025\/revisions"}],"predecessor-version":[{"id":33028,"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/pages\/33025\/revisions\/33028"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/media\/39100"}],"wp:attachment":[{"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/media?parent=33025"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/dipi_cpt_category?post=33025"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}