{"id":35787,"date":"2025-12-17T13:25:55","date_gmt":"2025-12-17T12:25:55","guid":{"rendered":"https:\/\/ub-st.kodaconsulting.dev\/?p=35787"},"modified":"2026-02-12T09:49:30","modified_gmt":"2026-02-12T08:49:30","slug":"ubimia-closes-2025-with-31-growth","status":"publish","type":"post","link":"https:\/\/ub-st.kodaconsulting.dev\/en\/ubimia-closes-2025-with-31-growth\/","title":{"rendered":"Press release &#8211; ubimia\u00ae closes 2025 with 31% growth following a year of consolidation under a single corporate identity"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.27.4&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;4.27.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||29px|||&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.27.5&#8243; header_2_font_size=&#8221;32px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;24px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font_size_tablet=&#8221;&#8221; header_3_font_size_phone=&#8221;20px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/07\/logo_ubimia_color_full.svg\" width=\"300\" height=\"300\" alt=\"\" class=\"wp-image-99 alignnone size-medium\" style=\"display: block; margin-left: auto; margin-right: auto;\"><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #000000;\"><strong>PRESS RELEASE<\/strong><\/span><\/p>\n<h2 style=\"text-align: center;\" class=\"mb-l\"><strong>ubimia\u00ae closes 2025 with 31% growth after a year of consolidation under a single corporate identity <\/strong><\/h2>\n<h3 style=\"text-align: center;\">The company closes the year with \u20ac59 million in revenue, EBITDA of \u20ac19 million and 45% of its business now in international markets.<\/h3>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/12\/1762363823226-1-300x200.jpeg\" width=\"327\" height=\"218\" alt=\"\" class=\"wp-image-35804 alignnone size-medium\"><\/p>\n<p><em>Madrid, 15 December 2025 <\/em>\u2013 <strong><a href=\"ubimia.com\">ubimia\u00ae<\/a><\/strong> closes the financial year as a period of strategic transition and sustained growth. The company has completed the consolidation of its project under a single corporate identity, a step that has enabled it to unify criteria, strengthen internal consistency and present a clear value proposition to the market: technology, data, models and Artificial Intelligence applied to the comprehensive management of the credit life cycle.<\/p>\n<blockquote>\n<p><em>\u201cWith our new identity, we have brought coherence to a project that was already working, but needed to be presented to the market with a single voice. ubimia\u00ae allows us to better explain who we are and where we are going,\u201d<\/em> says <strong>Jorge Giner Calabuig, CFO &amp; Deputy CEO of the company.<\/strong><\/p>\n<\/blockquote>\n<p>The results reflect this transformation. <strong>ubimia\u00ae<\/strong> will close the year with a turnover of around<strong> \u20ac59 million<\/strong>, a <strong>31% year-on-year increase<\/strong>, and an <strong>EBITDA of \u20ac19 million, 33% more than in 2024.<\/strong> In both cases, the company has maintained a CAGR of 33% and 34% since 2021, in a sector experiencing a period of fierce competition and greater technological demands.<\/p>\n<p>2025 has also been a significant year in corporate matters. The company has completed the <strong>acquisition of Ziqy (France) and Finstreet (Germany)<\/strong>, two transactions that expand its European footprint and enable it to accelerate its operational capacity in key markets.<\/p>\n<p>Europe now accounts for just over 20% of total turnover, while international activity accounts for 45%, with <strong>Mexico (20%) and Germany (15%)<\/strong> playing a particularly significant role. Organic revenue growth in 2025 stands at 8%, although the <strong>26% increase in recurring revenue (ARR)<\/strong> is particularly noteworthy, signalling the maturity of the intellectual property-based subscription model.<\/p>\n<p>ubimia\u00ae will close the financial year with <strong>565 employees<\/strong> worldwide. The evolution of the teams has made it possible to maintain efficiency ratios above \u20ac100,000 in turnover per employee and more than \u20ac30,000 in EBITDA per employee, reflecting a knowledge- and technology-intensive model.<\/p>\n<blockquote>\n<p>Giner emphasises that 2025 has been <em>\u2018a year for organising, integrating and preparing the ground for what is to come\u2019.<\/em> He adds:<em> \u2018We have strengthened Europe, consolidated our structure in Latin America and made progress in the transformation towards recurring revenues. Growth is important, but what really matters is <strong>building a company capable of competing in the long term in a rapidly changing sector.\u2019<\/strong><\/em><\/p>\n<\/blockquote>\n<p>Looking ahead to 2026, the company will maintain its roadmap: consolidating its presence in Europe through organic and inorganic growth, strengthening its expansion in Latin America, and continuing to advance the transition towards recurring revenue models based on proprietary technology.<\/p>\n<blockquote>\n<p><em>\u2018Next year&#8217;s objectives are in line with what we have achieved in 2025,\u2019 <\/em>says Giner.<em> \u2018It&#8217;s about continuing to build, slowly but surely, a company that brings real value to organisations that manage credit in all its phases.\u2019<\/em><\/p>\n<\/blockquote>\n<p>&nbsp;<\/p>\n<p><strong>About ubimia\u00ae:<\/strong> ubimia\u00ae is a multinational company specialising in technological, data and artificial intelligence solutions for comprehensive credit lifecycle management. With a presence in 26 countries and more than 560 professionals, it combines software, advanced analytics and automation to improve the efficiency of credit processes in companies across multiple sectors.<\/p>\n<p><b><span data-contrast=\"auto\">Further information and interview arrangements:<\/span><\/b><span data-ccp-props=\"{\"335551550\":6,\"335551620\":6,\"335559738\":240,\"335559739\":240}\"> <\/span><\/p>\n<p><span data-contrast=\"auto\">Ana Salv\u00e1 I ana@comms-studio.com<\/span><span data-ccp-props=\"{\"335551550\":6,\"335551620\":6,\"335559738\":240,\"335559739\":240}\"> <\/span><\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PRESS RELEASE ubimia\u00ae closes 2025 with 31% growth after a year of consolidation under a single corporate identity The company closes the year with \u20ac59 million in revenue, EBITDA of \u20ac19 million and 45% of its business now in international markets. Madrid, 15 December 2025 \u2013 ubimia\u00ae closes the financial year as a period of [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":36579,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"categories":[230,231],"tags":[],"dipi_cpt_category":[],"class_list":["post-35787","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press-releases","category-business"],"_links":{"self":[{"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/posts\/35787","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/comments?post=35787"}],"version-history":[{"count":15,"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/posts\/35787\/revisions"}],"predecessor-version":[{"id":36576,"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/posts\/35787\/revisions\/36576"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/media\/36579"}],"wp:attachment":[{"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/media?parent=35787"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/categories?post=35787"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/tags?post=35787"},{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/en\/wp-json\/wp\/v2\/dipi_cpt_category?post=35787"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}