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asociados\"},{\"num\":\"30%\",\"text\":\"de ampliaci\\u00f3n de cobertura<br>de validaci\\u00f3n\"},{\"num\":\"+10pts\",\"text\":\"de mejora de la m\\u00e9trica de<br>satisfacci\\u00f3n de usuarios (NPS)\"}]}]},\"iberia_en\":{\"key\":\"iberia_en\",\"hero\":{\"title\":\"Welcome to <span class=\\\"accent-text\\\">ubimia planet<\\\/span>\"},\"orbit_items\":[{\"id\":\"open-banking\",\"label\":\"Open <br>Banking\",\"title\":\"Open Banking\",\"desc\":\"Integrate Open Banking into your decision-making systems and expand your risk portfolio securely, automatically and 100% digitally.\",\"slide\":2},{\"id\":\"provisiones\",\"label\":\"Capital & <br>Provisions\",\"title\":\"Capital & Provisions\",\"desc\":\"Minimise excessive provisions and adjust your capital requirements by correcting critical data and improving the classification of your credit portfolio.\",\"slide\":3},{\"id\":\"agentes\",\"label\":\"Virtual <br>Agents\",\"title\":\"Virtual Agents\",\"desc\":\"Reduce your collection costs by 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compared<br>with traditional channels\"},{\"num\":\"+50%\",\"text\":\"less dropout than in<br>the traditional process\"}]},{\"id\":3,\"title\":\"Optimise <span class=\\\"accent-text\\\">capital & provisions<\\\/span> by correcting data\",\"link_url\":\"https:\\\/\\\/www.ubimia.com\\\/en\\\/ucredit\\\/\",\"link_label\":\"Know more\",\"cards\":[{\"num\":\"+10.000M\\u20ac\",\"text\":\"unlocked in the last 5 years\"}]},{\"id\":4,\"title\":\"Reduce collection costs with <span class=\\\"accent-text\\\">Virtual Agents<\\\/span>\",\"link_url\":\"https:\\\/\\\/www.ubimia.com\\\/en\\\/ucollect\\\/\",\"link_label\":\"Know more\",\"cards\":[{\"num\":\"30%\",\"text\":\"savings in contact centre costs\"},{\"num\":\"100%\",\"text\":\"occupancy\"}]},{\"id\":5,\"title\":\"Effective recovery with <span class=\\\"accent-text\\\">Digital Profiles<\\\/span>\",\"link_url\":\"https:\\\/\\\/www.ubimia.com\\\/en\\\/ucollect\\\/\",\"link_label\":\"Know more\",\"cards\":[{\"num\":\"5\",\"text\":\"days 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population<\\\/span> safely\",\"link_url\":\"https:\\\/\\\/www.ubimia.com\\\/en\\\/ucollect\\\/\",\"link_label\":\"Know more\",\"cards\":[{\"num\":\"+60%\",\"text\":\"increase in approvals<br>among the unbanked\"}]},{\"id\":5,\"title\":\"Effective recovery with <span class=\\\"accent-text\\\">Digital Profiles<\\\/span>\",\"link_url\":\"https:\\\/\\\/www.ubimia.com\\\/en\\\/ucollect\\\/\",\"link_label\":\"Know more\",\"cards\":[{\"num\":\"5\",\"text\":\"days improvement in DSO\"},{\"num\":\"50%\",\"text\":\"monthly recurrence\"}]},{\"id\":6,\"title\":\"Quota management in <span class=\\\"accent-text\\\">Corporate Banking<\\\/span>\",\"link_url\":\"https:\\\/\\\/www.ubimia.com\\\/en\\\/ucredit\\\/\",\"link_label\":\"Know more\",\"cards\":[{\"num\":\"70%\",\"text\":\"of SME credit operations automated\"},{\"num\":\"80%\",\"text\":\"reduction in granting times\"}]},{\"id\":7,\"title\":\"Optimise your <span class=\\\"accent-text\\\">model validation<\\\/span> in SaaS\",\"link_url\":\"https:\\\/\\\/www.ubimia.com\\\/en\\\/ucredit\\\/\",\"link_label\":\"Know more\",\"cards\":[{\"num\":\"+60%\",\"text\":\"of automated validation<br>workflow\"},{\"num\":\"-30%\",\"text\":\"in time and associated costs\"},{\"num\":\"30%\",\"text\":\"increase in validation coverage\"},{\"num\":\"+10pts\",\"text\":\"improvement in user<br>satisfaction metric (NPS)\"}]}]}};\n  <\/script>\n  [\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbSection Platform slider\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_padding=\u00a0\u00bb||30px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width_tablet=\u00a0\u00bb\u00a0\u00bb width_phone=\u00a0\u00bb90%\u00a0\u00bb width_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbLabel .label .label-light + Slider H2 title {h2 padding-bottom:0}\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_font=\u00a0\u00bb||||||||\u00a0\u00bb header_2_font_size=\u00a0\u00bb40px\u00a0\u00bb header_2_font_size_tablet=\u00a0\u00bb40px\u00a0\u00bb header_2_font_size_phone=\u00a0\u00bb24px\u00a0\u00bb header_2_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb custom_css_free_form=\u00a0\u00bbselector h2 {||  padding-bottom:0;||}\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<div class=\"flex-rows-fs-center-desktop\">\n<div class=\"icon-label\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/light-circle-arrow-down.svg\" width=\"36\" height=\"36\" alt=\"cercle lumineux-fl\u00e8che vers le bas\" class=\"wp-image-138 alignnone size-medium arrow-label\" \/><span class=\"label label-light mr-l\">Plateforme<\/span><\/div>\n<h2>Choisissez la <strong>suite<\/strong> qui convient le mieux \u00e0 votre entreprise<\/h2>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width_tablet=\u00a0\u00bb\u00a0\u00bb width_phone=\u00a0\u00bb90%\u00a0\u00bb width_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_code _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb disabled_on=\u00a0\u00bbon|on|on\u00a0\u00bb disabled=\u00a0\u00bbon\u00a0\u00bb]<\/p>\n<div class=\"suite-container\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item suite__item--active\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/credit-risk.webp\" width=\"445\" class=\"suite__item-image credit-risk\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ucredit<\/h3>\n<p><!-- [et_pb_line_break_holder] -->   \t <pee>Ucredit, l&rsquo;interface entre la technologie, les affaires et la gestion intelligente des risques<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/fr\/ucredit\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->      <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-invoicing.webp\" width=\"300\" class=\"suite__item-image digital-invoicing\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Ucollect<\/h3>\n<p><!-- [et_pb_line_break_holder] -->        <pee>Ucollect anticipe, r\u00e9agit et optimise la facturation et le recouvrement sur<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>      <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/fr\/ucollect-2\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  \t<\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->      <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/loan-assets.webp\" width=\"258\" class=\"suite__item-image loan-assets\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Uassets<\/h3>\n<p><!-- [et_pb_line_break_holder] -->   \t\t\t<pee>Uassets, g\u00e8re les produits financiers<!-- [et_pb_line_break_holder] -->et les actifs de mani\u00e8re globale.<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>      <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/fr\/uassets\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  \t<\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->      <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/legaltech.webp\" width=\"384\" class=\"suite__item-image legaltech\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Ill\u00e9gal<\/h3>\n<p><!-- [et_pb_line_break_holder] -->    \t\t<pee>Ulegal, prot\u00e8ge, contr\u00f4le et r\u00e9cup\u00e8re<!-- [et_pb_line_break_holder] -->de mani\u00e8re intelligente.<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>      <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/fr\/illegal\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  \t<\/article>\n<p><!-- [et_pb_line_break_holder] -->    <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->       <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-backoffice.webp\" width=\"227\" class=\"suite__item-image digital-backoffice\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h3 class=\"plataforma-texto\">Udigital<\/h3>\n<p><!-- [et_pb_line_break_holder] -->        <pee>Udigital automatise et optimise les processus de back-office de<!-- [et_pb_line_break_holder] -->.<\/pee><!-- [et_pb_line_break_holder] -->      <\/div>\n<p>     <!-- [et_pb_line_break_holder] -->      <a href=\"https:\/\/ub-st.kodaconsulting.dev\/fr\/udigital-2\/\" class=\"suite__item-button\" aria-label=\"M\u00e1s informaci\u00f3n sobre Credit Risk\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\"><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][et_pb_code _builder_version=\u00a0\u00bb4.27.6&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; sticky_enabled=\u00a0\u00bb0&Prime;]<\/p>\n<div class=\"suite-container\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item suite__item--active\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/credit-risk.webp\" width=\"445\" class=\"suite__item-image credit-risk\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ucredit<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Ucredit, le point de connexion entre technologie, m\u00e9tier et gestion intelligente du risque.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/fr\/ucredit\/\" class=\"suite__item-button\" aria-label=\"Plus d'informations sur Ucredit\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-invoicing.webp\" width=\"300\" class=\"suite__item-image digital-invoicing\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ucollect<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Ucollect, anticipez, r\u00e9agissez et optimisez la facturation et les encaissements.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/fr\/ucollect-2\/\" class=\"suite__item-button\" aria-label=\"Plus d'informations sur Ucollect\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <!-- UASSETS \u2014 d\u00e9sactiv\u00e9 temporairement<!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/loan-assets.webp\" width=\"258\" class=\"suite__item-image loan-assets\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Uassets<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Uassets, g\u00e9rez les produits financiers et les actifs de mani\u00e8re int\u00e9grale.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/fr\/uassets\/\" class=\"suite__item-button\" aria-label=\"Plus d'informations sur Uassets\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->  &#8211;><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <!-- ULEGAL \u2014 d\u00e9sactiv\u00e9 temporairement<!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/legaltech.webp\" width=\"384\" class=\"suite__item-image legaltech\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Ulegal<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Ulegal, prot\u00e9gez, contr\u00f4lez et r\u00e9cup\u00e9rez de mani\u00e8re intelligente.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/fr\/illegal\/\" class=\"suite__item-button\" aria-label=\"Plus d'informations sur Ulegal\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] -->  &#8211;><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <\/p>\n<article class=\"suite__item\" tabindex=\"0\" role=\"button\" aria-expanded=\"false\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/digital-backoffice.webp\" width=\"227\" class=\"suite__item-image digital-backoffice\"><!-- [et_pb_line_break_holder] -->    <\/p>\n<div class=\"suite__item-content\"><!-- [et_pb_line_break_holder] -->      <\/p>\n<h3 class=\"plataforma-texto\">Udigital<\/h3>\n<p><!-- [et_pb_line_break_holder] -->      <pee>Udigital, automatisez et optimisez les processus de back office.<\/pee><!-- [et_pb_line_break_holder] -->    <\/div>\n<p><!-- [et_pb_line_break_holder] -->    <a href=\"https:\/\/ub-st.kodaconsulting.dev\/fr\/udigital-2\/\" class=\"suite__item-button\" aria-label=\"Plus d'informations sur Udigital\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/mas-info-mint.svg\" width=\"42\" alt=\"\" \/><\/a><!-- [et_pb_line_break_holder] -->  <\/article>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbSection &#8211; Latest news\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width_tablet=\u00a0\u00bb\u00a0\u00bb width_phone=\u00a0\u00bb90%\u00a0\u00bb width_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<div class=\"flex-rows-fs-center icon-label\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/green-circle-arrow.svg\" width=\"36\" height=\"36\" alt=\"cercle vert-fl\u00e8che vers le bas\" class=\"wp-image-138 alignnone size-medium\"><span class=\"label label-green\">Actualit\u00e9s<\/span><\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00a0\u00bb2_5,3_5&Prime; use_custom_gutter=\u00a0\u00bbon\u00a0\u00bb gutter_width=\u00a0\u00bb4&Prime; make_equal=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width_tablet=\u00a0\u00bb\u00a0\u00bb width_phone=\u00a0\u00bb90%\u00a0\u00bb width_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb2_5&Prime; module_class=\u00a0\u00bbflex-columns-center\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_image src=\u00a0\u00bbhttps:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/ubimima-u-cristal.webp\u00a0\u00bb alt=\u00a0\u00bbubimia nouvelles\u00a0\u00bb align_tablet=\u00a0\u00bb\u00a0\u00bb align_phone=\u00a0\u00bbcenter\u00a0\u00bb align_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width_tablet=\u00a0\u00bb\u00a0\u00bb width_phone=\u00a0\u00bb80%\u00a0\u00bb width_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb\u00a0\u00bb custom_margin_phone=\u00a0\u00bb||48px||false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_image][\/et_pb_column][et_pb_column type=\u00a0\u00bb3_5&Prime; module_class=\u00a0\u00bbflex-columns-fs columna-boton\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.6&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bb|700|||||||\u00a0\u00bb text_line_height=\u00a0\u00bb1.08em\u00a0\u00bb header_3_font=\u00a0\u00bb||||||||\u00a0\u00bb header_3_text_color=\u00a0\u00bb#152A35&Prime; header_3_font_size=\u00a0\u00bb40px\u00a0\u00bb header_3_line_height=\u00a0\u00bb1.08em\u00a0\u00bb custom_margin=\u00a0\u00bb||16px||false|false\u00a0\u00bb header_3_font_size_tablet=\u00a0\u00bb40px\u00a0\u00bb header_3_font_size_phone=\u00a0\u00bb24px\u00a0\u00bb header_3_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h3 class=\"mb-m\"><strong>ubimia<\/strong>\u00ae pr\u00e9sente<strong> son Rapport d\u2019activit\u00e9 2025 : <\/strong>une ann\u00e9e de transformation, d\u2019expansion internationale et d\u2019institutionnalisation de l\u2019intelligence artificielle<\/h3>\n<p>L\u2019entreprise publie son rapport annuel, qui retrace un exercice marqu\u00e9 par le lancement de la nouvelle marque globale, l\u2019int\u00e9gration de nouvelles soci\u00e9t\u00e9s en Europe et une cl\u00f4ture d\u2019ann\u00e9e avec une croissance de 26 %.[\/et_pb_text][et_pb_button button_url=\u00a0\u00bb@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wb3N0Iiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjM3ODM5In19@\u00a0\u00bb button_text=\u00a0\u00bbEn savoir plus\u00a0\u00bb button_alignment=\u00a0\u00bbright\u00a0\u00bb button_alignment_tablet=\u00a0\u00bbright\u00a0\u00bb button_alignment_phone=\u00a0\u00bbleft\u00a0\u00bb button_alignment_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb module_class=\u00a0\u00bbalignitem-fe\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.6&Prime; _dynamic_attributes=\u00a0\u00bbbutton_url\u00a0\u00bb _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb button_text_color=\u00a0\u00bb#152A35&Prime; button_bg_color=\u00a0\u00bb#00F7BC\u00a0\u00bb button_border_width=\u00a0\u00bb0px\u00a0\u00bb button_border_radius=\u00a0\u00bb50px\u00a0\u00bb button_use_icon=\u00a0\u00bboff\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb button_bg_color__hover_enabled=\u00a0\u00bbon|hover\u00a0\u00bb button_bg_color__hover=\u00a0\u00bb#152A35&Prime; button_bg_enable_color__hover=\u00a0\u00bbon\u00a0\u00bb button_text_color__hover_enabled=\u00a0\u00bbon|hover\u00a0\u00bb button_text_color__hover=\u00a0\u00bb#00F7BC\u00a0\u00bb][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbNews + Blog section\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row custom_padding_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width_tablet=\u00a0\u00bb\u00a0\u00bb width_phone=\u00a0\u00bb90%\u00a0\u00bb width_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb custom_margin_phone=\u00a0\u00bb||||false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bboff|phone\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb\u00a0\u00bb custom_padding_phone=\u00a0\u00bb||0px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_font=\u00a0\u00bb||||||||\u00a0\u00bb header_2_text_color=\u00a0\u00bb#152A35&Prime; header_2_font_size=\u00a0\u00bb40px\u00a0\u00bb header_3_font=\u00a0\u00bb|600|||||||\u00a0\u00bb header_3_text_color=\u00a0\u00bb#152A35&Prime; header_3_font_size=\u00a0\u00bb40px\u00a0\u00bb header_2_font_size_tablet=\u00a0\u00bb40px\u00a0\u00bb header_2_font_size_phone=\u00a0\u00bb24px\u00a0\u00bb header_2_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb custom_css_free_form=\u00a0\u00bbselector h2 {||  padding-bottom:0;||}\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<div class=\"flex-rows-fs-center-desktop\">\n<div class=\"icon-label\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/light-circle-arrow-down.svg\" width=\"36\" height=\"36\" alt=\"cercle lumineux-fl\u00e8che vers le bas\" class=\"wp-image-138 alignnone size-medium arrow-label\" \/><span class=\"label label-light mr-l\">Communaut\u00e9<\/span><\/div>\n<h2>Explorez la plan\u00e8te <strong>ubimia\u00ae<\/strong> <\/h2>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00a0\u00bb1_4,3_4&Prime; use_custom_gutter=\u00a0\u00bbon\u00a0\u00bb gutter_width=\u00a0\u00bb3&Prime; _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width_tablet=\u00a0\u00bb\u00a0\u00bb width_phone=\u00a0\u00bb90%\u00a0\u00bb width_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_4&Prime; _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_code admin_label=\u00a0\u00bbFiches d&rsquo;information et blog\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb\u00a0\u00bb custom_margin_phone=\u00a0\u00bb||32px||false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<div class=\"tarjetas-noticias-blog\"><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"tarjeta-noticias mb-l\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h4>Actualit\u00e9s<\/h4>\n<p><!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/ub-st.kodaconsulting.dev\/fr\/actualites\/\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/enlace-noticias.svg\" width=\"40\"><\/a><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"tarjeta-blog\"><!-- [et_pb_line_break_holder] -->        <\/p>\n<h4>Blog<\/h4>\n<p><!-- [et_pb_line_break_holder] -->        <a href=\"https:\/\/ub-st.kodaconsulting.dev\/blog\/\"><img decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/enlace-blog.svg\" width=\"40\"><\/a><!-- [et_pb_line_break_holder] -->  <\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][et_pb_column type=\u00a0\u00bb3_4&Prime; _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text content_tablet=\u00a0\u00bb<\/p>\n<p>Nos ant\u00e9c\u00e9dents et notre exp\u00e9rience se traduisent par des <strong>chiffres qui d\u00e9montrent que<br \/>est une entreprise en croissance continue<br \/><\/strong> et en <strong>expansion.<\/strong><\/p>\n<p>\u00a0\u00bb content_phone=\u00a0\u00bb<\/p>\n<p>Nos ant\u00e9c\u00e9dents et notre exp\u00e9rience se traduisent par des <strong>chiffres qui t\u00e9moignent de la croissance et de l&apos;expansion continues de l&apos;entreprise.<\/strong><\/p>\n<p>\u00a0\u00bb content_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bb||||||||\u00a0\u00bb text_font_size=\u00a0\u00bb32px\u00a0\u00bb text_line_height=\u00a0\u00bb1.08em\u00a0\u00bb custom_margin=\u00a0\u00bb||28px||false|false\u00a0\u00bb text_font_size_tablet=\u00a0\u00bb32px\u00a0\u00bb text_font_size_phone=\u00a0\u00bb22px\u00a0\u00bb text_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>Nos ant\u00e9c\u00e9dents et notre exp\u00e9rience se traduisent par des <strong>chiffres qui d\u00e9montrent que<br \/>est une entreprise en croissance continue<br \/><\/strong> et en <strong>expansion.<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=\u00a0\u00bbhttps:\/\/ub-st.kodaconsulting.dev\/fr\/nous\/\u00a0\u00bb button_text=\u00a0\u00bbApprenez \u00e0 nous conna\u00eetre\u00a0\u00bb disabled_on=\u00a0\u00bbon|off|off\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb button_bg_color=\u00a0\u00bb#152A35&Prime; button_border_width=\u00a0\u00bb0px\u00a0\u00bb button_border_radius=\u00a0\u00bb50px\u00a0\u00bb button_use_icon=\u00a0\u00bboff\u00a0\u00bb custom_margin=\u00a0\u00bb||48px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb button_bg_color__hover_enabled=\u00a0\u00bbon|hover\u00a0\u00bb button_bg_color__hover=\u00a0\u00bb#00F7BC\u00a0\u00bb button_bg_enable_color__hover=\u00a0\u00bbon\u00a0\u00bb button_text_color__hover_enabled=\u00a0\u00bbon|hover\u00a0\u00bb button_text_color__hover=\u00a0\u00bb#152A35&Prime;][\/et_pb_button][et_pb_code admin_label=\u00a0\u00bbubimia Planet card row\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.6&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb\u00a0\u00bb custom_margin_phone=\u00a0\u00bb||24px||false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<div class=\"tarjetas\"><!-- [et_pb_line_break_holder] -->\t<\/p>\n<div class=\"tarjeta tarjeta-light\"><!-- [et_pb_line_break_holder] -->\t\t<\/p>\n<div class=\"tarjeta-content\"><!-- [et_pb_line_break_holder] -->\t\t\t<\/p>\n<h4>+6K<\/h4>\n<p><!-- [et_pb_line_break_holder] -->\t\t\t<span>clients<\/span><!-- [et_pb_line_break_holder] -->\t\t<\/div>\n<p><!-- [et_pb_line_break_holder] -->\t<\/div>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<div class=\"tarjeta tarjeta-dark\"><!-- [et_pb_line_break_holder] -->\t\t<\/p>\n<div class=\"tarjeta-content\"><!-- [et_pb_line_break_holder] -->\t\t\t<\/p>\n<h4>+20<\/h4>\n<p><!-- [et_pb_line_break_holder] -->      <span>ans sur<\/br> le march\u00e9<\/span><!-- [et_pb_line_break_holder] -->\t\t<\/div>\n<p><!-- [et_pb_line_break_holder] -->\t<\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"tarjeta tarjeta-light\"><!-- [et_pb_line_break_holder] -->\t\t<\/p>\n<div class=\"tarjeta-content\"><!-- [et_pb_line_break_holder] -->\t\t\t<\/p>\n<h4>566<\/h4>\n<p><!-- [et_pb_line_break_holder] -->\t\t\t<span>employ\u00e9s<\/span><!-- [et_pb_line_break_holder] -->\t\t<\/div>\n<p><!-- [et_pb_line_break_holder] -->\t<\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"tarjeta tarjeta-dark\"><!-- [et_pb_line_break_holder] -->\t\t<\/p>\n<div class=\"tarjeta-content\"><!-- [et_pb_line_break_holder] -->\t\t\t<\/p>\n<h4>26<\/h4>\n<p><!-- [et_pb_line_break_holder] -->      <span>pays<\/span><!-- [et_pb_line_break_holder] -->\t\t<\/div>\n<p><!-- [et_pb_line_break_holder] -->\t<\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][et_pb_text disabled_on=\u00a0\u00bboff|on|on\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<div class=\"icon-label\"><span class=\"label label-blue\">Apprenez \u00e0 nous conna\u00eetre<\/span><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2025\/08\/blue-circle-arrow.svg\" width=\"36\" height=\"36\" alt=\"cercle lumineux-fl\u00e8che vers le bas\" class=\"wp-image-138 alignnone size-medium arrow-label\"><\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>  <div id=\"ubimia-orbit-v2\"\n       class=\"ubm-orbit ubm-orbit--v2\"\n       data-current-variant=\"eu_fr\"\n       data-debug=\"0\">\n\n    <div class=\"ubm-debug\" hidden><\/div>\n\n    <div class=\"ubm-arc-bg\" aria-hidden=\"true\">\n      <img decoding=\"async\" src=\"https:\/\/www.ubimia.com\/wp-content\/uploads\/2025\/10\/arc-big.svg\" alt=\"\" \/>\n    <\/div>\n\n    <div class=\"ubm-container\">\n\n      <section class=\"ubm-slide ubm-slide--orbit is-active\" id=\"slide-orbit\" data-slide-id=\"orbit\" aria-label=\"\u00c1reas de 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