{"id":29688,"date":"2025-05-19T14:37:57","date_gmt":"2025-05-19T14:37:57","guid":{"rendered":"https:\/\/www.pfstech.com\/?p=29688"},"modified":"2025-10-23T12:57:01","modified_gmt":"2025-10-23T10:57:01","slug":"pfstech-selected-by-the-ecb-to-pilot-digital-euro-applications-with-its-kineox-solution","status":"publish","type":"post","link":"https:\/\/ub-st.kodaconsulting.dev\/fr\/pfstech-selected-by-the-ecb-to-pilot-digital-euro-applications-with-its-kineox-solution\/","title":{"rendered":"PR &#8211; PFSTECH Selected by the ECB to Pilot Digital Euro Applications with Its K\u00edneox Solution"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbsection\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row admin_label=\u00a0\u00bbrow\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbText\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb hover_enabled=\u00a0\u00bb0&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0&Prime;]<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-25182 size-medium aligncenter\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2024\/07\/PFS-TECH-bicolor-negro_2-300x113.png\" alt=\"\" width=\"300\" height=\"113\" \/><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #000000;\"><strong>PRESS RELEASE<\/strong><\/span><\/p>\n<h1 style=\"text-align: center;\">PFSTECH selected by the ECB to pilot the digital euro with its K\u00edneox technology<\/h1>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\">The Spanish tech firm will participate in the European Central Bank\u2019s test environment with use cases focused on programmable payments and automated collections<\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-27361 alignnone size-full\" src=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2024\/10\/bilma.jpg\" alt=\"\" width=\"1350\" height=\"900\" srcset=\"https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2024\/10\/bilma.jpg 1350w, https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2024\/10\/bilma-1280x853.jpg 1280w, https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2024\/10\/bilma-980x653.jpg 980w, https:\/\/ub-st.kodaconsulting.dev\/wp-content\/uploads\/2024\/10\/bilma-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 1350px, 100vw\" \/>PFSTECH headquarters in Madrid<\/p>\n<p><em>Madrid, 19 May 2025<\/em> \u2013 The European Central Bank (ECB) has selected <strong><a href=\"https:\/\/ub-st.kodaconsulting.dev\/en\/\">PFSTECH<\/a><\/strong> to participate in the pilot of its new innovation platform for the digital euro. The Spanish company will take part in this testing environment through K\u00edneox, its solution specialised in the automation of payments and digital collection processes.<\/p>\n<p>The ECB initiative aims to test, under real conditions, the <strong>most promising use cases of the digital euro as a new European monetary infrastructure<\/strong>. Only seven Spanish entities have been chosen for this experimental phase, placing PFSTECH as one of the most relevant tech players in the digital payments space.<\/p>\n<blockquote>\n<p>\u201cThis milestone strengthens our commitment to innovation and our active contribution to the development of more efficient, secure, and accessible financial solutions,\u201d said PFSTECH\u2019s management team.<\/p>\n<p>\u201cTaking part in the digital euro pilot validates K\u00edneox\u2019s ability to anticipate the evolving needs of the European financial sector,\u201d they added.<\/p>\n<\/blockquote>\n<h3>Use cases focused on programmable payments<\/h3>\n<p>Over the next nine months, PFSTECH will operate within the ECB\u2019s regulatory sandbox to explore advanced functionalities of the digital euro, such as smart payment programming. This includes, for instance, <strong>automating payment commitments linked to specific dates, events, or agreements<\/strong>, thanks to programmable wallets with guaranteed fund availability.<\/p>\n<p>These types of operations could <strong>enhance the traceability and reliability of collections, reduce traditional frictions such as liquidity failures, and increase the overall efficiency of the system.<\/strong><\/p>\n<h3>Innovation with a European impact<\/h3>\n<p>Participation in this pilot forms part of PFSTECH\u2019s strategy to lead the technological transformation of the financial ecosystem through scalable and applied solutions. The company, with international presence and a growing network of institutional clients, will provide the ECB with findings and improvement proposals following the test phase, <strong>actively contributing to shaping the future of money in Europe.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><b>About PFSTECH:<\/b> a multinational leader in software, data, and Artificial Intelligence solutions focused on credit lifecycle management. With a turnover of \u20ac45 million and nearly 600 employees, PFSTECH has seen significant growth in recent years. It currently operates in 27 countries, with offices in Spain, France, Germany, Mexico, Argentina, Chile, Colombia, and Peru.<\/p>\n<p><b>For further information and interview requests:<\/b><\/p>\n<p><b>Press contact: Ana Salv\u00e1 | <a href=\"mailto:ana@comms-studio.com\" target=\"_blank\" rel=\"noreferrer noopener\">ana@comms-studio.com<\/a> | +34 652799707<\/b><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PRESS RELEASE PFSTECH selected by the ECB to pilot the digital euro with its K\u00edneox technology &nbsp; The Spanish tech firm will participate in the European Central Bank\u2019s test environment with use cases focused on programmable payments and automated collections &nbsp; PFSTECH headquarters in Madrid Madrid, 19 May 2025 \u2013 The European Central Bank (ECB) [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":27361,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<img class=\"wp-image-17393 aligncenter\" src=\"https:\/\/www.pfstech.com\/wp-content\/uploads\/2022\/07\/pfs_logo-300x223.png\" alt=\"\" width=\"226\" height=\"168\" \/>\n<p style=\"text-align: center;\"><span style=\"color: #000000;\"><strong>NOTA DE PRENSA<\/strong><\/span><\/p>\n\n<h1 style=\"text-align: center;\"><strong><span class=\"TextRun MacChromeBold SCXW136595789 BCX0\" lang=\"ES-419\" xml:lang=\"ES-419\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW136595789 BCX0\">pfsTECH&DATA aumenta su apuesta por el mercado PYME con la integraci\u00f3n de INNOVA<\/span><\/span><\/strong><\/h1>\n<h2 style=\"text-align: center;\">Es la segunda operaci\u00f3n corporativa de la compa\u00f1\u00eda espa\u00f1ola en 2024<\/h2>\n<p style=\"text-align: center;\"><img class=\"wp-image-22982 alignnone\" src=\"https:\/\/www.pfstech.com\/wp-content\/uploads\/2024\/02\/Eduardo-Vioque-13-2-1-300x200.jpg\" alt=\"\" width=\"351\" height=\"234\" \/>\u00a0 \u00a0 <img class=\"wp-image-24333 alignnone\" src=\"https:\/\/www.pfstech.com\/wp-content\/uploads\/2024\/05\/Fotos-41-300x300.png\" alt=\"\" width=\"234\" height=\"234\" \/><\/p>\n<p style=\"text-align: center;\"><em>Eduardo Vioque de pfsTECH&DATA y Vicente Exp\u00f3sito de INNOVA<\/em><\/p>\n<em>Madrid, <\/em><em>06 de Mayo<\/em><em> de 2024<\/em> - <a href=\"https:\/\/www.pfstech.com\/\">pfsTECH&DATA, <\/a>compa\u00f1\u00eda multinacional l\u00edder en soluciones propias de software, data e IA\u00a0 para el ciclo de vida del cr\u00e9dito, ha completado con \u00e9xito la <strong>integraci\u00f3n de <\/strong><strong><a href=\"https:\/\/innovaconsult.es\/\">INNOVA<\/a><\/strong><strong>,<\/strong><strong> una joven empresa andaluza especializada en mercado pyme, que con su propia plataforma digital, acelera los proyectos de auditor\u00eda y consultor\u00eda para la obtenci\u00f3n de certificaciones en normas de calidad, medio ambiente y seguridad de la informaci\u00f3n. <\/strong>Adem\u00e1s, con su tecnolog\u00eda, optimiza \u00a0los procesos de facturaci\u00f3n electr\u00f3nica, control horario y canal de denuncias.\n\nFundada en 2013, <strong>INNOVA destaca por su <\/strong><strong>crecimiento, incorporando como clientes a m\u00e1s de 2500 pymes y multiplicando su facturaci\u00f3n por 3 en los \u00faltimos 3 a\u00f1os. <\/strong>Todo ello ha sido posible gracias a la inversi\u00f3n realizada para desarrollar <strong>su plataforma digital, que le permite garantizar la finalizaci\u00f3n con \u00e9xito de los proyectos en un plazo inferior a 30 d\u00edas.<\/strong> As\u00ed se ha ganado por m\u00e9ritos propios la confianza y continuidad de sus clientes.\n\nAl unirse a pfs, <strong>INNOVA aporta su conocimiento y experiencia en el mundo pyme<\/strong>, en los proyectos de calidad y su <strong>plataforma digital<\/strong>, que ya ofrece a sus clientes en <strong>formato SaaS<\/strong>. Su equipo multidisciplinar se integra ahora en la estructura de <strong>pfsTECH&DATA<\/strong> y en su proyecto de crecimiento continuo. Con<strong> presencia conjunta en Espa\u00f1a, Europa y Latinoam\u00e9rica<\/strong>, INNOVA adem\u00e1s aporta sus <strong>siete delegaciones en Madrid, Barcelona, Valencia, Sevilla, M\u00e1laga, Ja\u00e9n y Las Palmas de Gran Canaria.<\/strong>\n\n<strong>Eduardo Vioque, DG de pfsTECH&DATA para mercados PYME<\/strong>, comenta que la integraci\u00f3n de INNOVA representa un gran paso en la <strong>estrategia de convertirse en un one-stop-shop<\/strong>, apoyando a las PYMEs en los \u00e1mbitos de calidad, seguridad y sostenibilidad, que se unen a las soluciones de tesorer\u00eda, cr\u00e9dito y cobros.\n<blockquote><strong>\u201c<em>La experiencia y el talento de INNOVA complementan y fortalecen nuestro prop\u00f3sito de apoyar el crecimiento y desarrollo real de las pymes<\/em>\u201d, explica Vioque. <\/strong><\/blockquote>\nPor su parte, el <strong>CEO de INNOVA, Vicente Exp\u00f3sito<\/strong>, se muestra entusiasmado con esta nueva etapa.\n<blockquote><strong>\"<em>Ahora, como parte de pfsTECH&DATA, ampliamos nuestro alcance y podemos seguir creciendo y llegando a m\u00e1s clientes a los que ofrecer nuestras soluciones<\/em>\", comparte Exp\u00f3sito.<\/strong><\/blockquote>\nEsta operaci\u00f3n, la s\u00e9ptima en los \u00faltimos tres a\u00f1os, marca un avance significativo en la expansi\u00f3n y diversificaci\u00f3n de <strong>pfsTECH&DATA<\/strong> en el mercado de PYMEs, completando su cat\u00e1logo actual de productos en este segmento, junto a LEXTOOLS, PDatos, ICIRED y CollectAR. As\u00ed refuerza su oferta de soluciones propias para corporaciones y pymes y <strong>ampl\u00eda sus ejes de crecimiento, mejorando en recurrencia y rentabilidad.<\/strong>\n\n<strong>Sobre pfsTECH&DATA:<\/strong> es una empresa multinacional l\u00edder en soluciones propias de software, data e IA para el ciclo de vida del cr\u00e9dito. Con una facturaci\u00f3n de 50MM\u20ac y 400 empleados, pfs tech&data se ha multiplicado por 3 en los \u00faltimos cuatro a\u00f1os. Cuenta con m\u00e1s de 300 clientes corporativos de sus soluciones SaaS y m\u00e1s de 4000 clientes pymes en 25 pa\u00edses. Dispone de 15 sedes repartidas por 7 pa\u00edses: Espa\u00f1a, Portugal, M\u00e9xico, Argentina, Chile, Colombia y Per\u00fa.\n\n<strong>Sobre INNOVA: <\/strong>tiene su origen en los servicios de consultor\u00eda de calidad, medio ambiente y prevenci\u00f3n de riesgos laborales y actualmente es un referente en proveer dichos servicios desde su plataforma digital propia, desde la que ha dado servicio a m\u00e1s de 2500 empresas, con un equipo multidisciplinar de m\u00e1s de 15 expertos.\n\n<strong>M\u00e1s informaci\u00f3n y gesti\u00f3n de entrevistas:<\/strong>\n\n<b>Contacto de prensa: Ana Salv\u00e1. <\/b><a href=\"mailto:prensa@pfsgroup.es\"><span style=\"font-weight: 400;\">prensa@pfsgroup.es<\/span><\/a>\n\n<a href=\"https:\/\/www.pfstech.com\/wp-content\/uploads\/2024\/05\/NdP_pfsTECHDATA-aumenta-su-apuesta-por-el-mercado-PYME-con-la-integracion-de-INNOVA.zip\"><strong>Descargar la nota de prensa e imagen de la noticia<\/strong><\/a>","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"dipi_cpt_category":[],"class_list":["post-29688","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria"],"_links":{"self":[{"href":"https:\/\/ub-st.kodaconsulting.dev\/fr\/wp-json\/wp\/v2\/posts\/29688","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ub-st.kodaconsulting.dev\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ub-st.kodaconsulting.dev\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/fr\/wp-json\/wp\/v2\/comments?post=29688"}],"version-history":[{"count":4,"href":"https:\/\/ub-st.kodaconsulting.dev\/fr\/wp-json\/wp\/v2\/posts\/29688\/revisions"}],"predecessor-version":[{"id":34085,"href":"https:\/\/ub-st.kodaconsulting.dev\/fr\/wp-json\/wp\/v2\/posts\/29688\/revisions\/34085"}],"wp:attachment":[{"href":"https:\/\/ub-st.kodaconsulting.dev\/fr\/wp-json\/wp\/v2\/media?parent=29688"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/fr\/wp-json\/wp\/v2\/categories?post=29688"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/fr\/wp-json\/wp\/v2\/tags?post=29688"},{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/ub-st.kodaconsulting.dev\/fr\/wp-json\/wp\/v2\/dipi_cpt_category?post=29688"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}