PRESS RELEASE
ubimia®, the Spanish technology company that proves it is possible to compete with international giants
The company, born out of PFSTECH, now operates in 26 countries and has established itself as a leader in Europe and Latin America in software, data and intelligence applied to credit.
Wah Madrid stage at the ubimia® launch event.
Madrid, 26 November 2025 – Spanish technology company ubimia® is now an international benchmark, proving that innovation can also be led from Madrid. While many look to Silicon Valley or Berlin for technological innovation, ubimia® shows that it can also be led from Madrid. In just a few years, this Spanish company has gone from being a technology division within a consulting and services group for the financial sector to becoming a multinational technology company present in 26 countries, with more than 500 employees and a culture that combines innovation, purpose and human leadership.
ubimia® has a catalogue of proprietary software, data and artificial intelligence solutions applied to credit that help banks, financial institutions and large corporations to manage the entire credit cycle more efficiently, from origination to recovery. But its story goes beyond technology: it is an example of how a company born in Spain can compete with major international players without sacrificing its identity or its ability to adapt locally.
“ubimia® is the synthesis of everything we have built over the last twenty years: credit knowledge, proprietary technology, and a culture that allows us to scale without losing agility,” explains Agustín Rodríguez, its co-founder and CEO. “We are a global company, but we continue to think like a close partner, understanding the local needs of each client and anticipating them with solutions of real value.”
Agustín Rodríguez Sánchez, CEO de ubimia®.
Under his leadership, ubimia® has integrated specialised companies such as AIS Group, Kineox, Telepro, Innova, Buro365, Ziqy, EMC Software Jurídico and Finstreet. These acquisitions have significantly expanded its capabilities in advanced analytics, artificial intelligence, digital recovery and legal software. Each integration has strengthened its international positioning, driving expansion across Europe and Latin America and consolidating Spanish technology company ubimia® as one of the most active companies in inorganic growth within the sector.
The company already generates 50% of its turnover outside Spain, a rare achievement among Spanish technology companies. Rodríguez attributes this to a rare combination of international vision and a culture of trust and autonomy.
“Our goal is not to be the biggest, but the most connected. Artificial Intelligence gives us speed, but culture gives us direction,” he says. “The companies that will endure are those that know how to combine purpose, data and leadership.”
ubimia® invests more than three million euros annually in innovation and intellectual property, particularly in the development of artificial intelligence models to accelerate critical financial decisions. Its SaaS solutions are already operating in highly competitive markets such as Germany, Mexico and Chile, optimising credit origination, risk management, operations and collection processes. This approach has enabled Spanish technology company ubimia to establish itself as a strategic partner for organisations seeking efficiency, scalability and regulatory compliance.
Headquartered in Madrid and with offices throughout Spain, Germany, Mexico, Argentina and several Latin American countries, ubimia® belongs to a new generation of European companies that are global in their ambition and local in their culture. Its history shows that Spain can also be a place where technology with international impact is developed, combining a unique identity with world-class innovation standards.
About ubimia®: It is a technology company specialising in software, data and intelligence applied to credit. With a presence in 26 countries and projected revenue of €60 million in 2025, it offers SaaS solutions for managing the entire credit cycle: from origination to recovery. Headquartered in Madrid and operating in Europe and Latin America, ubimia® maintains double-digit growth and a corporate culture focused on innovation, autonomy and the creation of sustainable value.
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