PRESS RELEASE
ubimia® presents its 2025 Activity Report: a year of transformation, international expansion and the institutionalisation of artificial intelligence
The company publishes its annual report, which covers a year marked by the birth of the new global brand, the integration of new companies in Europe and the year-end close with growth of 26%
Madrid, 20 April 2026 – ubimia®, a technology platform specialised in SaaS solutions, data and artificial intelligence applied to the credit lifecycle, has published its 2025 Activity Report. The document sets out the main milestones of a year marked by transformation, the consolidation of the business model and the future vision of a company that closed the year with growth of 26%.
A year of structural transformation
2025 has been marked by three pillars that redefine ubimia®’s positioning in the global market:
The first, the birth of the ubimia® brand, presented in October before more than 500 clients, employees, partners and investors at an event held in Madrid. The change meant the unification of all the group’s brands and companies under a common identity, with a clearer and more coherent value proposition in the 26 countries where the company operates.
The second pillar was European expansion through the integration of ZIQY, specialised in renting and the circular economy in France, and finstreet, focused on digital financial onboarding in Germany. These operations strengthened the group’s technological capabilities and accelerated its presence in Central and Western Europe, a market which, together with America, already accounts for 47% of total revenue.
The third milestone was the institutionalisation of artificial intelligence as a structural capability of the group, with the creation of a cross-functional AI Oversight Committee, a corporate register of AI-based solutions and an internal framework for responsible use aligned with European regulation.
Strength of the business model
The 2025 financial year confirms the strength of ubimia®’s model: a high percentage of recurring revenue that reinforces the predictability and scalability of the business, with more than 6,000 active clients in 26 countries and a team of 566 professionals.
2026-2030 strategic plan
The report also sets out the group’s strategic plan for the next five years, whose aim is to consolidate ubimia® as a global technology benchmark in the credit lifecycle, with sustained double-digit growth and a business model progressively based on intellectual property and recurring business.
About ubimia®: ubimia® is a multinational company specialised in technology solutions, data and artificial intelligence for the end-to-end management of the credit lifecycle. With a presence in 26 countries and more than 560 professionals, it combines software, advanced analytics and AI to improve the efficiency of credit processes in companies across multiple sectors.
Further information and interview requests:
Ana Salvá I ana@comms-studio.com
